Todd Cote Photo

Todd Cote

Mortgage Banker


Todd Cote has more than 10 years of experience in the mortgage banking industry. After graduating from Bridgewater State University with a Bachelor of Science degree in Sociology and a minor in Marketing, Todd began his professional career as a Marketing Coordinator for a sportswear company in south eastern Massachusetts. After several successful years building the company’s marketing department, Todd moved to Rhode Island where he began his mortgage banking career as a loan officer.

Todd prides himself on providing a smooth mortgage experience from application to close. He is an expert on product guidelines and stays up to date on the ever-changing mortgage markets. Todd has helped thousands of people purchase a home or re-finance their existing mortgages. Todd joined The Federal Savings Bank after it was apparent that he needed a national platform to service his ever increasing network of borrowers and realtors. He quickly realized The Federal Savings Bank was far superior to any other platform in the mortgage space due to its technology, ease of process, pricing and reputation. The fact the bank is veteran owned and focused solidified that the organization is grounded with the values needed for success.

Todd grew up in Central Massachusetts and now resides in Providence, Rhode Island with his wife, Jennifer, and their 3-year-old son, Cameron. When away from work Todd enjoys traveling, the outdoors and spending time with family and friends.