Ted Rood Photo

Ted Rood

Mortgage Banker


Ted Rood graduated from Iowa State University with a Bachelor of Science degree in Ceramic Engineering. After working in marketing and sales for 20 years, Ted became a mortgage loan officer in 2000, initially helping Missouri clients before moving to national lending in 2007.

Now in his 20th year of mortgage lending, Ted specializes in buyer education and following bond markets to give his clients insight on rates' direction. He explains the loan process clearly to clients, ensuring they understand all the pieces of their "loan jigsaw puzzle." He has been named a 5 Star Lender by 5 Star Awards every year from 2012-2019, and his clients have posted 59 positive Zillow reviews. Ted's dedication to customer service means he often responds to clients' inquiries on weekends or late evenings, much to their surprise and delight.

Ted has lived in O'Fallon, MO since 1987, with his wife of 33 years. His 4 grandchildren live nearby and are delighted in having Ted chase them around the yard. He has been a service coordinator at his church for 10 years and took Sunday services to a nearby nursing home for 13 years. He loves to travel, spending two weeks on Kaua'i in 2014 was his dream vacation.


Ted is a seasoned, very knowledgeable and on top of of every detail from start to finish. His service is top notch and I would use him or recommend to anyone. I'm a seasoned LO as well so my standards are much higher than anyone else's. Well Ted delivered! He is an asset as you know I'm sure. Thank you to the UW and whole team!

- Adam M
Very professional and efficient process.

- Barbara W
Ted was always easy to reach when I had any questions, and did a great job of explaining the various loan options. This wasn't my first home loan, but it was the best loan experience. I'd highly recommend Ted to anyone for their new home purchase or refinance.

- Christopher B
Ted is the man. Very knowledgeable. Very quick with communication. Highly recommend him.

- Daniel F
My loan took longer than I expected it due to my overseas property ownership. We made it to the end and Ted was great keeping us informed on the process throughout the process.

- Helen T
I have worked with Ted for several years now and has always been great to work with.

- John B
Ted and his team are great to work with!

- Joseph C
Ted was top notch. Jason was awesome. Great timely communication on top of all the details. Ted and Jason worked in tandem and we were able to close on a home out of state in 19 days from go. Pretty amazing. Thanks to the entire team for the professionalism and support with the transaction.

- Mark C
Under the adverse conditions of the pandemic problems and the overwhelming loan application volume, Ted worked hard to have things go smoothly. While everything took way too long and there were several glitches, I don' fault Ted. He is an honest, erudite and honorable mortgage expert and I would use him again.

- Mark S
I found Ted through his website where he posts mortgage updates. I was looking for a lender that operates nationally, and that was when I started working with him. I was impressed by his friendly attitude, supportive behavior, and his reliability and accessibility. He was always quick to respond by email or by the phone and goes above and beyond to make the loan work for your particular situation. His honesty also impressed me a lot. Most lenders try to combo jumbo you when they don't know much about a complicated product. That's not Ted. He will honestly tell you that he doesn't know that but you can be certain he'll come back to you with an answer soon after researching the topic. Also, if you like to know the details of the process, Ted will help you to walk the process and be on top of it as opposed to putting your fate into somebody else's hand. A bonus part of working with Ted is that he is very knowledgeable on the mortgage rates as well. I really liked working with Ted and recommend him to others.

- Medhi B
Ted made the process very smooth & he was always accessible when I needed information about the process, this also applies to all the loan supporting team at the Bank. Overall it was a great experience. I would strongly recommend them.

- Miguel R
Great service, excellent communication. Will use again!

- Robert B
Ted was great. He is very knowledgeable, available and easy to talk to. It was more a mortgage transaction with a family member. Thank you Ted and Bibi for making this a smooth transaction!

- Selamawit S
Ted did a great job all around - we have no issues with him and will continue to use him when dealing with refinancing etc. Absolutely no issues with Ted. He communicated effectively and efficiently and was always available to answer questions and go over paperwork in terms that a consumer can understand.

- Steven M