Stephen Caruso Photo

Stephen Caruso

HECM Vice President


Stephen Caruso was born in Brooklyn, NY and raised in Long Island and Northern Maryland. Growing up, he was always an over achiever and continually strived for excellence. This mindset lead, Stephen to relocating to the west coast, where he fell in love with California. He began his career in promoting musical talents where he was also pursuing Hollywood stardom. With his failed attempt at making it big, Stephen used his experience to launch a career in sales. He quickly became a top salesperson in the auto industry, winning numerous recognition awards. Stephen then entered the world of insurance, and not only was a top producer in his office, but was one of the top 4 out of 200 agents in the company. Later, he used his expertise to become a manager and successfully guided his own team. Stephen’s compassion for people and ambition has helped aid him in his success throughout the years.

Seventeen years ago, Stephen made another career change to become a realtor and loan officer that focused on helping first time home buyers achieve the American dream of home ownership. In 2007, he made the decision to become an expert in HECM Reverse Mortgages for seniors, and found his true passion. Helping seniors identify the best way to invest their money into their retirement years and live comfortably is an absolute satisfaction. He has helped almost 1,000 seniors experience financial freedom. Stephen helps people of all backgrounds, and a large amount of his clients are Latino, as he is fluent in Spanish.

Stephen currently resides in San Diego, CA with his wife of 32 years and their cat Sweet Pea. He has five children and seven grandchildren. Stephen spends his spare time being active in his community church and volunteers his time to his local community. With his love for music, he sings, plays percussion in a band, and is also a member of his church choir group.