Stephanie Ritchie
Mortgage Banker (NMLS#2040995)
- 941.800.3575
- 941.800.3584
- 610.390.4907
- Email Me
- Blog
Stephanie Ritchie was born and raised in Northampton, Pennsylvania, but later moved to Virginia in 2009. She attended Shippensburg University in Pennsylvania and George Mason University in Virginia.
Stephanie has been in the banking industry for 30 years. Throughout her career, she has had the opportunity to learn and experience different roles in banking, such as retail, Vice President of business banking, and Vice President of commercial lending. Stephanie has been recognized in the NOVA area (northern Virginia, D.C, Maryland) as a top medical and dental lender. Her vast variety of banking experience shaped her into a knowledgeable, trustworthy, attention to detail lender. She enjoys helping and guiding customers through the loan process to achieve their goals, dreams, and aspirations.
Stephanie currently resides in Bradenton, Florida. She has been married for 24 years, and together they have three adult sons and three cats, which are like kids to her. Outside of work, Stephanie enjoys jogging, swimming, walking, and hiking. She also enjoys snorkeling, ocean sunsets, helping others, and giving back to the community.
Stephanie has been in the banking industry for 30 years. Throughout her career, she has had the opportunity to learn and experience different roles in banking, such as retail, Vice President of business banking, and Vice President of commercial lending. Stephanie has been recognized in the NOVA area (northern Virginia, D.C, Maryland) as a top medical and dental lender. Her vast variety of banking experience shaped her into a knowledgeable, trustworthy, attention to detail lender. She enjoys helping and guiding customers through the loan process to achieve their goals, dreams, and aspirations.
Stephanie currently resides in Bradenton, Florida. She has been married for 24 years, and together they have three adult sons and three cats, which are like kids to her. Outside of work, Stephanie enjoys jogging, swimming, walking, and hiking. She also enjoys snorkeling, ocean sunsets, helping others, and giving back to the community.
Application Checklist
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Purchase Agreement if applicable
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Purchase Agreement if applicable
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
- Copy of DD214
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
- Copy of DD214
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
