Spencer McHargh Photo

Spencer McHargh

Vice President


Spencer McHargh is from Akron, OH and is a graduate of Kent State University. Prior to graduating, he completed an internship with one of the largest financial institutions in the world. That internship turned into a full-time time position after graduation, thus beginning his career in financial services and finding his passion for helping others.

Spencer brings a track record of success and experience spanning over 20 years working with a diverse base of clients. He has helped hundreds of families achieve their financial goals, including providing financial literacy and guidance in underserved communities as well as assisting our nations veterans with their homeownership needs. Spencer has been recognized for numerous awards throughout his career for providing outstanding service and sales. He attributes his success to being consistent, providing fast and honest feedback and being a great listener to fully understand his clients’ needs.

Spencer resides in Howard County, MD with his wife Crystal, son Trevin and their dog, Kobe. Outside of work, the McHargh family has an active and healthy lifestyle. They are avid sports fans and enjoy traveling, watching movies and attending sporting events.


I thought Spencer was great throughout the entire transaction. Thank You.

Outstanding representative!

- Gerald B
I was introduced to Spencer last year via a phone call I had made to a prior company. I was extremely lucky to have had Spencer answer my call since then, as they say "the rest is history." Spencer is brilliant and extremely knowledgeable and responds back ASAP OUT OF OFFICE HOURS. I would and will recommend Spencer 100%.

Mr. McHargh did a fantastic job with our loan. He kept us inform of the status of the loan, and he was so patient with us.

Spencer has been excellent in communicating during the whole process. It all went very smooth and we saved money.

Spencer is A joy to work with. He was a lot of help throughout the process of my recent mortgage loan. I look forward to working with venture again down the road.

Spencer, I cannot thank you enough. I wish every experience could be like this one. Your commitment to excellence, your communication skills, you literally answered back within 5 minutes even on the weekends. Thank you and I wish you and your family all the best this year and all the rest of the years.

Pleased with the whole transaction. Many thanks to Spencer.

- Robert D
I have refinance three times since I originally purchased my home and this has been the most positive experience from start to finish 😊

Spencer was great to work with. He was on top of the communication and did a great job on explaining how everything works. I've already recommended him to a couple of friends. Looking forward to working with Spencer again in the future.