Spencer Cramer grew up in the Kansas City area and graduated from Kansas State University with a bachelor’s degree in Agribusiness.

Spencer is a veteran of the mortgage industry having spent more than 20 years in origination, sale, and management roles. He utilizes his knowledge and attention to detail to provide solutions tailored to fit the individual needs of each client/borrower. The Federal Savings Bank offers the necessary loan programs such as VA, FHA, Jumbo, and Conventional to fit almost any situation. A favorite quote of Spencer’s is “Go the extra mile, it’s never crowded.” - Wayne Dyer.

Spencer lives in the Kansas City area with his wife and two daughters. He enjoys playing golf, spending time with his family and friends, and watching/coaching his daughter’s sports.