FHA HECM Advisor
Rick has been involved in the senior market with emphasis in Asset Protection and Home Equity Conversion Mortgages for many years. He is well versed in the Home Equity Conversion Mortgages (HECM) and understands how to help seniors implement them into their retirement plan. He understands the clients need for safety in retirement, and works to fully educate the client on products and strategies to achieve their personal financial needs and goals. Before coming to The Federal Savings bank Rick had been looking for the right company that had the same values and belief he had in the HECM program. He has now found that company. Rick has also co-authored a booklet entitled “A Consumer Guide to the Home Equity Conversion Mortgages.” He has done many seminars and partnered with other financial planners and attorneys to help their clients when a HECM Mortgage is suggested. Insuring them that it is the right tool to meet their client’s needs. Rick understands the needs and concerns facing today’s seniors. Rick is Life Resource Planner with the National Planning Care Council and Elder Care Council of Utah, an origination of professionals dedicated to the education of seniors. With his background, he is prepared to help your clients meet their retirement dreams.
Rick has been married for 28 years. He and his wife Rhonda have three children Geoffrey, Erin and Kristen, and three grandkids. They have lived in Provo, UT all of their married life. Rick and Rhonda care for their special needs daughter, Erin, who has Down Syndrome., they were both born in Long Beach, CA and grew up in the southern California area until they were married in 1984.
While in college, Rick worked at Disneyland as a character for 2 1/2 years. Rick is very involved in scouting with the Utah National Parks Council. He is currently serving as the Order of the Chapter Advisor, and 2 years Lodge Advisor. He has the pleasure of working with and training 600 honor scouts and adults from Draper to St. George. Rick is very active in his church responsibilities which include working with youth.
Seniors are facing a growing concern about what the future holds for them. Rick feels that many seniors have not been informed as to the many products and services that are available to them. He is prepared to reach out to you and your clients, and help them to make their dreams golden.