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James (Richie) Duncan is a successful, experience mortgage professional. He comes to The Federal Savings Bank with over 25 years of experience, having done everything from running a brokerage firm with 100+ employees to closing over $1 billion in loan volume. Richie brings a “can-do” attitude to his work every day, and he is excited to continue that trend with us.

As a real expert in Conventional, FHA, USDA, and VA programs, Richie knows how to structure unique property types in the residential mortgage industry. He packs his day full by helping his team grow, his clients obtain the best loan possible and bringing forward the latest and greatest loan programs to The Federal Savings Bank for his clients. Richie is also goal and customer-oriented, always looking to keep you his customers educated and informed during every step of the process. He is sure to cross every “T” and dot every “I” so that you have a smooth, enjoyable, and rewarding experience. Whether you are looking to Build, Buy, Refi, or Renovate, feel free to reach out to Richie by text, phone, or email, and he is sure to respond as soon as he frees up, seven days a week!

Richie loves spending time at home with his wife, Chanda, his 15-year-old son, Alistair, and his 10-year-old daughter, Ambrielle. Richie also believes that a power-crushing, daily, hour-long gym session and healthy family life allow him the drive and the energy to make his career a real passion.