Ray Roshan Photo

Ray Roshan

Vice President


Ray Roshan studied life science at University of Maryland College Park. Throughout his career, he has been successful as both a realtor and a mortgage banker. He specializes in loans for First Time Home Buyers as well as FHA, VA, conventional, and jumbo loans. Ray is now working to build his reputation as a talented and reliable mortgage banker.

He has experience in helping borrowers achieve financial success through sound fundamental principles. Ray has demonstrated a track record of successfully providing solutions for client’s needs within the real estate, finance, and banking industry with over 14 years of experience. He prides himself on taking the time needed to understand his customer’s immediate and long-term goals, finding the best financial solution to achieve their objective. He has helped countless clients understand the short term benefits and long term implications of each and every mortgage product. Ray understands that lasting borrower relationships are built on providing the highest level of customer service and prides himself on helping thousands of people by understanding their mortgage goals.

Ray spends a great deal of time with family and his kids. He loves to get out whenever scheduling permits and try new food anywhere he can. Outside of work, Ray stays active by snowboarding, hiking, running, and lifting weights. He also enjoys travelling to new destinations.


Full support by the team and being well informed at all times.

- Carlos B
Ray was very knowledgeable and gave me all the information I needed to know along the whole home buying process. Any questions I had I could call or email and get a response right away. And he always very pleasant and wonderful to talk to.

- Christina S
Ray is very considerate and responsive to the client's needs. He is clear with his communication and patient when responding to the many questions related to this confusing topic.

- Derek Y
Ray assisted me in my first refinance three years ago. When I contacted him for a cash refinance this past month, he was very helpful. We were able to close in 3 weeks.

- Geovanni G
Ray was very responsive and kept the deal moving along.

- John D
Ray is very considerate and responsive to the client's needs. He is clear with his communication and patient when responding to the many questions related to this confusing topic.

- Leda R
I bought my first house last week and Ray helped me every step of the way. He provided information for every step of the process going into detail about every fee and step. He was very responsive to messages and inquiries. He expedited my application and made it possible to close before the anticipated date. He was very knowledgeable and patient with me. It was an absolute pleasure to work with Ray!

- Lesly B
RAY! is what made the experience great. Any questions I had, he would explain them in simple terms so I could understand. He even called me while he was in the middle of his vacation!! He didn't have to do that. He could of waited or have some one else from his staff call me, but no, HE called me. Now that's what I call devotion to loving ones craft. The level of dedication Ray has shown in attending to my needs off hours shows how much he cares for his clients. Thank you, Ray!!

- Martha R
The process was organized and thorough. This was a very pleasant transaction. Thanks so much!

- Melissa S
Ray kept me informed of our progress throughout the entire process, and any small challenges that came up were addressed quickly and professionally. This is my second mortgage with Ray, and I would go to him again if I need another one.

- Michael O
From the very start, he was very professional but also very caring and took the time to follow up, answer questions etc. He was never discouraging, always positive, but always told us the truth. I think he is amazing and I definitely want to refer my friends and family to him so that they don't get someone else who may not give them the level of service that Ray gave us.

- Miles S
We needed to refinance to consolidate some debt and Ray walked us through every step of the way. He gave us a couple options, his advice, and we went from there He kept us up to date, responded quickly to all of our questions, and even checked back when an assistant would answer. Definitely recommend Ray to friends and family and will do business with him again

- Morgan K
Ray was willing to go the extra mile for me. He always made sure my interest came first. He gave me the best deal possible. He kept my business because he was honest from the beginning with me.

- Patricia T
Ray's communication was awesome. He always answered phone calls or at least returned them promptly. He also called me any time there was a new development

- Randy B
Ray went above and beyond to make the loan process as easy as possible. The property I purchased was a nightmare transaction, but he always stayed calm and helped resolve any issues that came to us . He was also previously a realtor, so he understands the entire process. I would definitely use him again and I have already recommended him to other people! Thank you again!!

- Serena H
Available and prompt responses -very patient and very positive experience . Thanks for your help!

- Sharen W
Ray is great to work with. They were very responsive, knowledgeable and made the entire experience effortless.

- Teresa C
All my questions and concerns were answered in a timely manner, and that made me feel comfortable about what was coming next. Thank you very much.

- Urbano M
Ray did a fantastic job during our mortgage lending process and was always responsive to our questions and address our concerns.

- Veerabhadra T
Out of several loan agencies I vetted, Ray Roshan stood out from the crowd with his level of professionalism. The rates and fees beat out 2 other lenders and was slightly higher in fees compared to my bank rate. However I went with Ray because of their responsiveness. Everything went smoothly and I highly recommend them.

- Wendy Y
No, matter how many times I called or texted, Ray Roshan was there to answer my questions.. He even stopped and helped me during his lunch...I would like to say he was there in my time and need even when, I worried about being on time for my mortgage payment. I would tell anybody to ask for Ray Roshan. He helped me

- William B
Got a way lower rate than previous loan, entire process was also very easy.

- Zachary F