Phyllis Michaels Photo

Phyllis Michaels

Mortgage Banker


Phyllis Michaels’ current and past experience in the real estate financial arena in Florida and Maryland spans over thirty years as a developer, architectural designer, real estate investor, and mortgage lender. Her unique blend of experience has exposed her to the effects of recessions, hyperinflation, inflation, real estate appreciation, and the incredible opportunity homeownership and accumulating a real estate portfolio has on building personal wealth.

Whether you're buying your first home, moving up to a larger home, resetting your real estate portfolio, refinancing, or building your dream home, you have a lot riding on your loan specialist. Your home is the most important wealth-building opportunity of your lifetime, working with a financial mortgage specialist, not just a loan originator who has the ability to provide you with a “Total Cost Analysis” with your different loan options in concert with your wealth-building objectives is paramount to the preservation and building wealth. Ensuring that you make the right choice for you and your family is her ultimate goal. Sharing her knowledge within the community and encouraging homeownership through regularly scheduled seminars for First Time Home Buyers and for borrowers that want to build their dream home has been and continues to be a conerstone of her commitment to education within the community.

Phyllis is a proud (almost) empty-nester, with a daughter that is about to spread her wings in her own career. She enjoys biking, pickleball, cooking keto style, sailing, hiking, touring wineries, and volunteering with Habitat For Humanity.