Paul Smaida Jr Photo

Paul Smaida Jr

Mortgage Banker


Paul Smaida attended Harper Community College where he majored in business and arts. After college, he joined a fortune 500 company where he worked for 5 years before making the transition into the mortgage industry. Paul decided to make the change shortly after the birth of his first son. It was at this time he realized the importance of obtaining a mortgage through the right lender.

Paul has the knowledge and expertise to understand his client’s needs and wants, ultimately providing them with an outstanding experience. Throughout his time at The Federal Savings Bank, Paul has expanded his background in the mortgage industry by branching into the refinancing sector. He’s also had the honor of working with United States Veterans to help them obtain loans through a safe and secure process. Paul ensures his clients receive superior guidance along with world class service while pursuing one of their largest investments of their lifetime.

Currently, Paul resides in Chicago, Illinois with his wife, Kristen. They have one son, Barrett, and plan to grow their family. Outside of work he, enjoys spending time with his family and being outdoors. Paul is also passionate about building and restoring classic cars.


We were very fortunate that when we called the bank to check on refinancing our loan that Paul Smaida was the banker who answered. He was very courteous the moment I heard his voice. He took our information and immediately began the process of helping us. We had many obstacles for him to deal with. He encouraged us the entire time and he was tireless in keeping us up to date on the process. He always spoke to us when we had questions and returned our calls promptly. We can not say enough about how much he helped us.

- Doyle M
Paul Smaida Jr was a pleasure to work with.

- Franklin L
Our Banker Mr. Paul Smaida Jr did an outstanding job finding the best loan refinance program for our family. Since the entire process was completed online he was available 24/7 to answer any questions or concerns that we had. The loan closed in a timely manner as promised. It was a painless process and I'm happy to say we've found ourselves a true, honest, and extremely easy to talk to banker. When you speak to Paul you'll feel like you've known him for years, Thanks Paul!

- Gerald P
Paul worked very hard to get all our paper work that we needed. Very pleased.

- Ivan E
Working with Paul has been a enjoyable experience, even though there were some bumps in the process his persistence to find the answers was admirable. Even though the process took much longer than both of us expected, I enjoyed talking with Paul. His knowledge about the loan made me comfortable to keep moving ahead So thank you Paul, Luz, and the team of underwriters for all the work.

- Terry S