Nathan Pagniano Photo

Nathan Pagniano

Senior Vice President


  • VA Loan Specialist
Nathan Pagniano graduated from Ohio University with a degree in Business Administration and a focus in Finance and Management Information Systems. After graduation, Nathan started his career in mortgage lending. Soon after, he left his home state and relocated to Tampa, Florida to continue the growth of his career as a mortgage banker. Shortly after the move, he was promoted to AVP of Sales, where he managed and developed a team of ten bankers.

Over the years, Nathan has gained the knowledge and expertise to help each one of his clients find the optimal mortgage, that will help them accomplish their financial goals. Nathan takes a different approach when assisting his clients. He prides himself on taking a holistic approach to learn the exact goals of each client, as he knows that everyone’s financial landscape is different. After successfully helping hundreds of clients, he understands that either refinancing or purchasing a home can be very confusing. Nathan offers his helping hand to walk his clients through a step-by-step process of how to get the transaction done smoothly and efficiently. He will ensure to provide superior service, as he knows for many, this is the largest financial transaction one will make.

Nathan resides in Tampa, Florida after growing up in Ohio for twenty-five years. In his free time, he enjoys boating, fishing, and soaking up the Florida sun. Combining fun and health, Nathan actively patriciates in a Men’s Lacrosse league, that allows him to continue his passion for the sport that began at age eight.


Absolutely outstanding service and response time. Nathan's energy, passion, follow-up and commitment is above what I expected and experienced in my interface with lenders over the past 15-years. He should be compensated more than usual or given a bonus/time off award - while I recognize this is a team effort, there are probably folks I don't even know that assisted with this loan...thank you to them also. All things considered, The Federal Savings Bank has set the bar high, I look forward to working with you in the years to come. Thank you!

I would like to say that Federal Savings Bank provided us with the most professional all around outstanding customer service to home owners could ask for. We are grateful to have chosen them to be our new lender. Thanks for taken care of our family:-)!

- Curtiss W
Pleasure working with Nate, very timely in responding to our needs.

- David C
Nathan went above and beyond my expectations

- Dolores B
Outstanding customer service!!!

- George H
Nate Pagniano was great to work with. He was professional at all times, but was also able t be personable with my wife and I. He was quick to respond t our questions and helped us with any concerns we would have. He would explain all the information to me and then call and to the same to my wife, he always took the time to make sure we knew exact numbers and what we were signing. Great experience.

- Jeffery D
Great job - very timely in answering questions and always extremely courteous. Nathan is a professional!

- Robert G
Nathan Pagniano (Nate) was the absolute best and made our experience very smooth. Would definitely recommend him to anyone looking to refinance. Thank you!

- Robert I
Thank You Nate and your team for a smooth refinancing process.

- Robert I
Everything all the way through are process went very smoothly and well explained. Nathan was great and i would recommend him to anyone I know. We are very satisfied with the Federal Savings Bank taking are new loan.

- Samuel P
Nathaniel is top notch. I really enjoyed his professionalism and ability to get things done on time. 5 stars!!