Michael Raymond Photo

Michael Raymond

Mortgage Banker


Michael Raymond studied exercise science at Guilford College in Greensboro, North Carolina. After moving back to his home town in Massachusetts, he worked in the hospitality industry and as a personal trainer. This experience gave him a strong understanding of the importance of customer service. Michael then moved to Clearwater, Florida where he began his career in the mortgage industry.

Shortly after being introduced to the mortgage business, Michael received his MLO license. Since then he has gained much experience in the mortgage industry. He relies on this experience to help his clients achieve the dream of homeownership. Michael knows and understands that each of his clients are different, and he works hard to help identify their immediate and long-term financial goals. He relies on this knowledge and his strong attention to detail to help find the best loan product to meet their goals. Michael strives to provide a seamless loan process that is driven by strong customer service to all of his clients.

Outside of work, Michael keeps busy with various activities including playing in a men’s softball league and learning the patience that goes into becoming an avid golfer. He also enjoys traveling with friends and family and staying active.


Thanks to working with Michael, I couldn’t have been happier with my home buying experience. The professional work ethic he had made the entire process run smoothly. Michael was extremely proactive in gathering documents and making sure my pre-approval was taken care of up front. The years of experience certainly showed from start to finish. I don’t plan to move anytime soon, but I know the first person I will call if and when I do!

- Amir M - Largo, FL
Kristin and I want to thank you for everything. We enjoyed working with you. Although there were overwhelming moments, we got through it and in large part thanks to you. We were kept informed and you have been a perfect gentleman the entire time. From the bottom of our heart, we thank you so much. Please pass on to your staff our gratitude and appreciation for working with us.

- Bob and Kristin P - Palmetto, FL
The banker I worked with, Michael Raymond, did a fantastic job. Throughout the process he was nearly always one-step ahead of us and checked in to make sure everything was on target. He was always available to take my call when I had questions. What really impressed me is that he didn’t shy away from admitting that he was going to look up the answer to a question, or that he would be asking a colleague for an opinion. Not only did he give me the correct answer, but he also double check to make sure.

- Chris K - Attleboro, MA
My husband Dave and I are so fortunate to have worked with Michael Raymond. Michael was always calm, listening to our every request for information. He was immediately responsive to our questions to help us in making a decision. We were impressed with his professionalism and his genuine interest in assuring we were satisfied with our final decision on our new place, and we could not be happier! Michael was there for US! We would, and certainly will, recommend Michael to anyone in the market looking to purchase a home. We will be calling him for any of our future real estate needs. The best part is that we now have a new friend - a friendship that will continue to grow!

- Dave and Patti J - Spring Hill, FL
Michael Raymond was professional and far beyond the help I could imagine from the beginning through the end. He was there and available to receive and answer questions, very prompt with getting information and just as helpful with a flexible schedule and ways of contact to keep in touch. I will and would recommend Michael and this company to someone in need of his services, as well as work with him again. Thank you!

- Dawn D - Ft. Myers, FL
Thanks for all the hard work and guidance! Kayleigh and I love our new home and it wouldn’t have happened without you. Looking forward to working with you again in the future!

- Josh L - Centerville, MA
I bought my first home and Michael made the mortgage process seamless. He was professional, knowledgeable, and extremely efficient, which made the entire process from start to finish easier than expected.

- Kyle W - Pinellas Park, FL
What a world wind experience this house buying thing was, it was something I never expected. There were ups and downs and without the expert advice and patience from Michael, I probably would have given up. Michael is extremely knowledgeable and really knew his stuff when it comes to saving a deal. He knew exactly what I needed to do to keep everything on track. With Michael’s guidance I now have the perfect house! Thank you for everything.

- Lynn B - Seminole, FL
I found my dream home while I was assisting in the implementation of a multi-year, international work project- the timing couldn't have been worse! I didn't want to lose the house, but I had extremely limited availability for calls or meetings. Luckily for me, I had gone through the pre-approval process with Loan Officer Michael Raymond. Michael understood my predicament and went out of his way to accommodate my schedule. I had many questions, but Michael was able to clarify terms and answer my concerns clearly and plainly. He was also available for late night calls when needed. It is directly attributable to Mr. Raymond that the loan and purchase of the house went through without any problem. I have no hesitation about using him again in the future.

- Robin P - Dunedin, FL
Michael was there through the entire process of buying our home. He always kept us updated on the progress of our loan. He returned every phone call immediately. Michael was great I would highly recommend him!

- Tracy and Terry T - Largo, FL
The last time I purchased a home was 30 years ago in Maine. I had no idea how much things had changed in the realty and mortgage business and exactly how much was required of me. Thank goodness I had Michael right by my side every step along the way, keeping me well informed and putting up with my daily phone call of questions. He was available basically all hours of the day and night to update my pre-approval letter that allowed me to make such a timely offer on my Condo. Michael was very efficient and proactive throughout the entire process, even working extra hard to close a week early to accommodate my vacation plans. I plan on living in my new home forever, but if I were to go through the process again, I’d go with Michael all the way and I recommend this great team to everyone.

- Walt C - Belleair Bluffs, FL