Michael Mackinder Photo

Michael Mackinder

Vice President


  • FHA 203k Specialist
Michael Mackinder began his client relationship experience in the telecommunication sales industry assessing and meeting needs for both private and commercial clients. Michael went into the banking industry in 2012 and was able to achieve fast success by utilizing his relationship building expertise, along with his math and financial background. In 2013, he joined one of the largest banks in America and quickly learned to thrive in a high volume, fast-paced, and ever-changing mortgage environment.

Having worked solely in high volume environments, he was able to gain vast product knowledge and experience that could take others decades to gain in lower volume institutions. He is dedicated to always finding the best solution to fit his customers' needs and strongly believes that his clients' experiences are a direct reflection on himself as a mortgage banker. Throughout his career, Michael has originated new loans and continued to build his rapport with his current clients to assist to their current and future mortgage needs.

In his personal life, he spends a great deal of time with family and friends. He loves going to sporting events, concerts, or just about any special event that might be in town. He also loves to travel and go camping whenever scheduling permits.


Michael was everything a loan officer should be. Throughout the whole process I had no doubt that Michael was on my side and working in my best interest. He is responsive and polite, and my real estate agent was impressed. Thanks Michael and The Federal Savings Bank for a great experience!

- Ashley B
Michael was very helpful and professional

- Carlos D
Fantastic service, was always responded to promptly. Normally offers I receive in the mail I ignore. Absolutely thrilled I looked into this one.

Great service and very responsive to our needs.

- Evan G
Michael Mackinder was excellent in his advice, timing, and communication. He was very helpful in offering options when we had questions or concerns. Thank you everyone!

Michael Mackinder and his team were wonderful. We had plenty of heads up as to what was coming up and what we needed to do to keep the process flowing smoothly. I will be recommending Michael and The Federal Savings Bank to others for their mortgages.

Michael and his team were very easy to work with and helped me understand the process and would return my phone calls and email promptly. They explained the process every step of the way from start to closing. It was a total dream come true and I would not ask for a better team. I will definitely refer them to my friends and family and hope to do business with them again in the future.

- James H
Mr. Mackinder is a great representative for your services. It has been a pleasure working with him.

A smooth process from start to finish.

- John M
Great team will definitely come back, much appreciation.

- Julius H
Mike and his team are the best of the best!!

- Karina S
Mike is super knowledgeable, professional and easy to do business with. Him and his team did an amazing job!

- Karina S
Michael is a real pro at what is does and its always a pleasure working with him.

I was really a pleasure through out this process, wonderful knowledge and experience very friendly customer support, I give the Team A+

- Lidia A
Overall my experience with federal savings bank and Michael my loan officer was spectacular. He was always available to answer my questions and ensured that everything was done in a timely manner.

Some things were meant to be, heck I do not remember how I got to Michael just some one I was talking to transferred me to him and the rest as they say is history. I was made to feel as if Ii was a family member. Not just a client/ customer. Could call him day or night. He is Great at his job...Many Thanks

Michael handled this process with outstanding professional performance

- Michael B
Process was very short and amazing, I couldn't even imagine all was fantastic.

- Modeste K
Mike is a phenomenal person to work with. He is patient and excellent at answering my questions. He answered them for nearly two hours on the first night I spoke to him. He continued to answer them promptly and patiently, even when they were inane throughout my process. 100% would recommend! Ask for Mike.

- Robert P
Michael Mackinder was wonderful to work with. He answered my emails and calls promptly and professionally. Even during non-work hours. Michael was outstanding and I will gladly contact him again for any mortgage needs that may arise.

- Rose S
My overall experience with my refinance is what is expected. Michael Mackinder handled my account with expertise and professionalism. Thank you.

Mr. Mackinder is a very professional and prompt representative of the bank, very easy to work with during the entire process of refinancing.

- Rufus P
Mike provided exceptional service.

It was good speaking with you this morning and I am very happy to be closing out all our high interest debt! Thank you for your professionalism and the prompt responses you made yourself available to us for any questions we have had during the whole refinancing process. You have made this whole process very easy for us and we are very thankful for for your concerted efforts to work with us repair and restore our credit profile! I am looking forward to contacting you again at The Federal Savings in 6 months when it will be time for streamlining our mortgage rate to where it should be going forward. I hope you have an outstanding Thanksgiving and Christmas Holiday Season! You sure have made it possible for Kay and I to enjoy ours this year. It has been a while for us to look forward to the upcoming year with optimism of gaining ground financially and not just worrying over paying minimum revolving debt.

- Ted H
Was a pleasure working with our Loan Officer, Michael Mackinder, who always has our Best Interests in mind! Mr. Mackinder gave us conscientious valuable advice guiding us, perfectly, through our, much needed, Streamlined Credit Improvement with Debt Reduction, obtaining our most Effective Interest Rate, possible, ultimately Reducing our fixed Monthly Mortgage payment!

Mike and his team did a great job

- Theodore C
Closed a loan last night and will happily recommend Michael to my friends and family, thanks so much!

- Theodore C
It was a pleasure working with Michael getting my interest rate down to a comfortable level. Good communication and advice were always there, and explanations all along the way. Thank you