Margaret Dziuban
Vice President (NMLS#35033)
- 443.537.9843
- 443.537.9793
- 443.928.1113
- Email Me
- Blog
Maggie was born and raised in Maryland. She attended Frostburg State University and received a BS in Mass Communications and a minor in Public Relations. Right out of college, she worked for Enterprise-Rent-a-Car, and then for Allstate Insurance Company. From there, she went on to work for a title company in Annapolis. Just over 6 years ago, her twin brother was working for a mortgage company and asked her to come join him.
Maggie has been in the mortgage industry for over 6 years. She began originating loan and moved on to management where she managed a team for over 3 years. At the Federal Savings Bank, she is an assistant manager, and believes in being honest and working hard for all customers. It’s most important to her to be able to sleep at night and know she’s putting people in the best possible situations possible for them and their families.
In April of 2011, Maggie got married and in April of 2012 had a beautiful daughter, Taylor Ann. She enjoys spending time with her family, including her siblings and nephews. That’s where all of her free time is spent, with family.
Maggie has been in the mortgage industry for over 6 years. She began originating loan and moved on to management where she managed a team for over 3 years. At the Federal Savings Bank, she is an assistant manager, and believes in being honest and working hard for all customers. It’s most important to her to be able to sleep at night and know she’s putting people in the best possible situations possible for them and their families.
In April of 2011, Maggie got married and in April of 2012 had a beautiful daughter, Taylor Ann. She enjoys spending time with her family, including her siblings and nephews. That’s where all of her free time is spent, with family.
Application Checklist
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Purchase Agreement if applicable
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Purchase Agreement if applicable
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
- Copy of DD214
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
- Copy of DD214
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
