Luke Clement was born and raised in Upstate New York. After high school Luke stayed close to home where he attended The University at Albany, earning a bachelor’s in finance and marketing while he played division 1 football. After school, Luke gained financial experience with an investment firm. In 2020, Luke joined the Federal Savings Bank and began his career in mortgage lending.

Luke takes pride in taking the time to understand his customer's needs and goals so he can provide the optimal financial solutions to help them achieve their objectives. Luke understands how confusing the home buying or refinance experience can be and he works hard to walk each person through the process, earning him recognition for his top-level customer service. As a reliable and trusted Vice President at The Federal Savings Bank, Luke ensures to provide his clients with the ultimate professionalism throughout their loan experiences.

When Luke is not working, he enjoys spending time with family and friends. Luke currently resides in Albany, New York. Luke is an avid sports fan and enjoys getting outdoors in all seasons to enjoy activities such as skiing and golf.