Lucas Baker Photo

Lucas Baker

Vice President


Luke Baker graduated from Park University in Parkville, MO in May of 2003 with a bachelor’s degree in Business and an emphasis in Marketing.

His career path in finance started in 2004, and during the last 17 years, he has developed many business, networking, and professional skills which are now the basis of his current position. In 2021, he was a Scotsman Guide Award Winner, finishing the year with 153 total units and over 58 million in funded loans. This placed him among the top mortgage bankers nationally. He prides himself on providing the maximum service to his customers and he works hard to provide a consultative and seamless process that places customer wants and needs above everything else. He can say with conviction, that you can rest assured that no one will provide the same level of service, empathy, and passion.

Luke now resides in Kansas City, Missouri, with his wife Thavone, daughter Stella, and their English Bulldog Rosco. In his free time, they do a lot as a family. Between their lake house and Stella’s lacrosse or soccer games they stay busy! He also enjoys hiking, nature, and training to climb mountains. He looks forward to hearing from you via text, phone or email.


It was great doing business with Luke. He was patient, responsive and supportive all through the process, clarifying any questions, sharing information and advising in my best interest.

- Afaaq S
Luke is great! He answered all our questions and concerns very quickly, and the entire loan process was a breeze! I would most definitely recommend Luke!

- Archit A
Luke did a great job of getting us a terrific rate on our cash out refi and made sure we were taken care of from beginning to end.

- Chad C
Luke answered all my questions even when I was a little nervous and stressed towards closing.

- Chad W
Luke and his team were great to work with! Not only did they provide the lowest rate I could find they were extremely professional and quick to respond when I had a question.

- Chris P
Luke was very patient with us and did everything he could to help us work through this refinance. Our experience has been great.

- Cory C
Luke made this process easy and answered all of our questions. He went the extra mile to facilitate our refinance. I highly recommend Luke if you need a refinance.

- Dale H
This was the second time using Luke and would definitely recommend. If an issue would arise, he would jump in immediately and fix. He made it happen!

Process was very fast and smooth. Luke and other assistants very professional. I got great experience second time and thanks for your cooperation.

- Elvir K
This was my first time buying a home, and Luke Baker went out of his way to make sure I got the best deals for this loan with the best interest rate. I went in to the process of buying a house thinking it was going to be very stressful, but thanks to Luke, everything went smooth.

- Henry K
We were skeptical at first to do business online and not have anyone to deal with face to face, but Luke and his team explained every paper and form each step of the way. Any time we didn't understand something he was quick to walk us through. My family will be forever grateful and the time frame from start to finish was only 2 months. Thank you again from the bottom of our hearts!

- Hugh S
I would highly recommend Luke, it was our pleasure working with him from the start to the end. Luke is a true professional, very knowledgeable and at the same time, he is very patient and polite. Throughout the whole process, he went above and beyond to get us what we wanted and he did it. Thank you Luke, will definitely work with you again.

- Igor Z
Professional and efficient communication.

- James F
Luke and his team work efficiently and professionally. They offered great mortgage rates for four of my properties and closed those refi's on time. I hope to do business with Luke again!

- John L
Luke was very prompt and responsive with all communications concerning expectations with my refinancing process. I would highly recommend his service to anyone looking for a mortgage or refinancing. Overall very impressed and great experience.

- John S
Luke was great with communication - and I appreciate his answering questions with regard to potentially refinancing another property.

- Joseph B
Luke understands the business. He has a great knowledge and a great mind. Most lending agents I have spoken with over the last few years only know cookie cutter answers. He was also very responsive and easy to talk with. I felt the entire time that he was looking out for my best interests. It was a pleasure.

- Justin B
Luke advocated for us, despite logistical challenges from the appraiser and other items outside his control. Very grateful for a smooth closing!

- Kara M
good customer service

- Karrie P
This is the 2nd time we have used Luke Baker for a refinance and have been very pleased both times. We shopped around each time and he was the best quote. Everything is so easy to do and he is very prompt.

We all know home loans are a pain but Luke's team made it happen.

- Lawrence P
Luke and his team kept me informed throughout the process and promptly answered all of my questions. The refinance rate I received was well below other offers and the service was great. I've already shared Luke's contact info with several friends and will call him first for my next mortgage.

- Lee M
Luke Baker and his team were very helpful in guiding us through the refinance process. They were always available and responded quickly with questions. At the time of our closing we had to be out of state on a trip and he even arranged for a notary to conveniently meet us where we were at a time and place of our choosing. We will now be saving thousands of dollars a year, and with very minimal effort on our side. Highly recommend!

- Luke P
Luke is an aggressive agent on the buyer's behalf.

- Marshall H
Luke is always very professional and moves quickly to complete tasks.

- Michael T
It was truly a great experience

- Nagajyothi D
We recently refinanced and Luke was extremely helpful throughout the entire process. He was prompt to respond to any questions we had. Luke was very professional throughout the refinancing and and he made a potentially stressful process rather easy. I would recommend Luke to anyone looking for a great experience in regards to all of your loan needs.

- Nicholas P
Luke was extremely supportive and patient throughout the process. He is very quick in responding to emails and ensured he made the entire process very smooth!!

- Pratish S
Luke was super great to work with. Always kept me up to date and when there was hiccup in clearing some of my documentation, he was on top of everything and definitely my advocate in the process. Thanks to Luke for getting me a great loan.

- Rayborn S
Luke was always available to answer our questions and the entire refinance process went very smooth. Also the entire process went quicker than expected especially since so many people are refinancing right now. I will be sure to contact Luke again for any mortgage needs.

- Renee F
Luke has financed my home without a hitch. He then reached out to me a year later to inform me of interest dropping and that he could save me a full point. Who does that in this day? Well Luke Baker is who. A seamless process and literally he saved me thousands and thousands of dollars. Thank you Luke to you and your team.

- Scott D
Luke Baker has always looked out for our interests. That's why we have financed and refinanced with him 3 times now.

- Sean G
Luke was great to work with through our refinancing process. He was very communicative throughout and answered all of our questions. He never tried to pressure us into anything we didn’t want. We would recommend Luke’s services to all our friends and family!

- Shivendu S
Luke was fantastic, very responsive, knowledgeable, and truly had our best interests at heart as we went through the process on two loans. I would certainly use his services again.

- Steven M
Luke was fantastic from the start and very attentive to our needs. We had only 20 days from application to close and Luke made it all happen. Thanks again Luke!

- Tony H
Very efficient process. Did not require too many redundant documents like many others. Liked it!!

- Venkatesh D