Joy Mondala Photo

Joy Mondala

Mortgage Banker


Although never having served in the armed forces personally, Joy comes from a family with strong military connections as his father, uncles, and grandfathers all served in the military in active duty. Having grown up near Camp Pendleton in San Diego, Joy Mondala graduated from California State University, San Marcos with a bachelor’s degree in Communication. After being extremely successful in various roles within the business development and client relationship-management disciplines, Joy later moved towards the retail mortgage lending and financial services industry.

Understanding that a person’s home may be the largest investment they will make, Joy prides himself on his ability to communicate information effectively as well as his ability to understand and cater to each client’s individual needs. These core focuses to his low-key and relaxed approach help in not only finding the solution that works the best for his clients but also makes them feel extremely confident and comfortable as a result. He prides himself on being very thorough and always aims to make sure the client has a great experience working with him, as his expertise, insight, and competency have proven to be much-appreciated given the repeat- and referral business he’s received.

Having strong roots in both Southern California and Southeastern Michigan, as well as being a homeowner in both states, Joy enjoys traveling back and forth periodically to visit and spend quality time with his family and friends. He will happily admit that his phone holds mostly pictures of his nephews, his dogs, and his food! He prides himself on reading more than 1 book a month, actively exercises, and enjoys vacationing with friends.