Joshua Hartman Photo

Joshua Hartman

Vice President


  • FNMA Homestyle
  • VA Loan Specialist
  • FHA 203k Specialist
Josh Hartman began his career in financial services with a nationwide mortgage lender in 1999. Throughout his career, he has held various positions relating to all the different areas of residential lending. Josh’s commitment to learning all areas of residential lending has made him an expert that is well prepared to assist his borrowers with their home financing needs.

With nearly 20 years of financial services and mortgage lending experience, Josh has both the knowledge and expertise to help each borrower structure the optimal mortgage to achieve their financial goals. He understands how confusing the home buying process can be, and works hard to walk each client through the process in an organized and efficient manner. Josh works with a team of dedicated professionals to initiate, process, and execute each mortgage file to a swift closing. His vast industry knowledge, integrity, accessibility, and commitment to providing superior customer service are among the qualities that position him firmly in the elite category of mortgage professionals in the Chicago area and nationwide.

Josh resides in Hampshire, IL with his wife and four children.


Thus by far the best experience in financing and refinancing a loan ever.

- Akanni H
Outstanding experience working with you to help us process this and improve our financial situation. I am very happy to have picked up the phone call and agreed to undergo the successful journey with you. Kudos!

- Alan M
Mr. Hartman was indeed very helpful. He went above and beyond to help me. For this I am very grateful.

- Alwyn S
I simply cannot sum up how well the transaction went because of Josh Hartman and the team at The Federal Savings Bank. This was our first time getting a mortgage and we will keep coming back to the bank in the future.

- Austin T
It was a tremendous pleasure to work with Joshua Hartman and his incredibly professional team of lenders. Buying a home is one of the biggest financial transactions a person can make, and can often be equally nerve-wracking. But Josh and his team, made the whole experience mostly stress-free. Josh is a super lender, incredibly professional, and also a good all around person. He gets the human side, knows how to inject the right blend of humor with his expertise, to make the lending ordeal go as smoothly as possible. There were a few interesting challenges with my loan as a veteran and having my own consulting business, but Josh and his team navigated the lending process every step along the way, always putting my mind at ease. I can't say enough good things about this lending team and would highly recommend Joshua as a lender to anyone buying a home.

- Ben M
We had worked with Josh Hartman in the past. Mr. Hartman is a knowledgeable loan officer who does an outstanding job. Thank you Josh.

- Billy P
Josh, Nicole —

So today we signed “on the line which is dotted”, and I just wanted to send you both a note of thanks for the guidance, professionalism, and support that you offered to Cindy and me during this process.

Josh, I so much appreciate your approach and honesty during our first conversation. It was immediately clear to me that I had made the right choice in choosing you as my loan officer, and The Federal Savings Bank for this transaction.

Nicole, you made it happen-! Can’t thank you enough for always being available and for your fighting spirit — I could feel your determination working for me, and it did so much to alleviate the stress of a financial transaction like this.

Josh and Nicole, I want you to know how much this means to us. The funds from this refinance will be used to eliminate debt, add substantially to savings, and launch Cindy’s new business. You have helped change our lives in such an incredible way, and you have my pledge that we will always refer you to anyone we know who is considering a mortgage loan.

All the best.

- Bret J
Thank you so much for all of your help! I couldn’t have done it without you! I’ve recommended you to several friends and I hope you don’t mind me sharing your info to them. You and your team have been amazing and I have nothing but great things to say. Thanks again!

- Bri H
Josh Hartman is simply awesome! Very personable and knowledgeable. Josh gets back to you quickly and makes you feel like you are his top priority! I've worked with Josh in the past and always enjoy doing business with him and just talking about our families, like an old friend. I would highly recommend Josh Hartman for all of your banking needs.

- Brian W
Joshua Hartman was knowledgeable, professional, and friendly from the beginning. I've been in contact with him for the past 2 years and every interaction I had with him exceeded my expectations. As a first time home buyer, Joshua made this process for me so much easier and less stressful than I expected it to be. He was quick to respond and fix any issues we encountered. He was friendly and welcoming but remained professional and knowledgeable. I will be recommending him and his team for many years to come. Thank you so much!

- Brianna H
Josh was great! Very knowledgeable and accommodating to our concerns. I will definitely recommend him to others that I know. Thank you Sir for making this experience as effortless as possible.

- Calvin W

We are very happy to have went through this with you and your team. You guys are all so pleasant to work with. We're especially thankful for you because we were almost certain that we would have been shot down by anyone else. It wasn't as easy as it could've been, but smooth seas don't make good sailors and you are an excellent sailor. We're definitely going to be calling you in the future for the next house we buy. 

- Cara and Austin
Everything on your end was super great. I loved the fact that you were real and didn't give me the run around.

- Cesar R
Joshua Hartman is a true professional and was an expert through the entire process. From our first conversation he had my trust. I felt Joshua made great recommendations with my needs in mind, and his follow up with me was on point, to keep the process moving quickly. Joshua should be working with all of your clients.

- Chad R
Everyone was helpful and very professional. Thanks!

- Charles P
Truly enjoy working with Josh. He is really knowledgeable on loan processes. Highly recommend The Federal Savings Bank!

- Courtney D
I truly enjoyed working with Joshua Hartman. He is very knowledgeable and was available at all times to answer any questions about my refinance. We talked back in 2019 and he informed me it was not a good idea to refinance. When the rates dropped in 2020 he called me and walked me through the processing. I am thankful to have crossed paths with someone who takes the time to keep in contact with their clients to give them the best deal possible. I even crossed reference with other banks and they informed me they could not match The Federals Savings Bank. I did not have a bad experience and would recommend this bank.

- Courtney D
Communications are excellent; not only are they thorough but they are quick and provide detail information. This process was smooth and was expedited easily and quicker than anticipated. My experience was seamless and easy with this team. Thank you!

- Cynthia L
So loved working with Josh. He was very receptive to our questions and responded quickly when needed.

- Daniel S
I would like to state that Mr. Hartman and his team reflect great credit to themselves and the The Federal Savings Bank. All promises and expectations were kept. Thank you Mr. Hartman and your team!

- Darold W
You and you're team are top notch! Your attention to my detail and my wishes above and beyond. Thank you SSG, US ARMY, RET

- Darold W
Working with Joshua and the whole team was great. Really worth the work. They made this new home happen for me. Thanks all you guys.

- Dolores O
Josh did a great job in helping us out with what we needed

- Erik B
Josh was extremely professional. He kept on top of all the documents needed and kept up a continuous dialog with Susan and myself. This transaction was done in a very professional way, and timely manner. I will recommend this company to my friends.

- Gerald S
Joshua Hartman thank you for your hard work.

- Gerardo F
I can not say enough good things about the process and service I received from The Federal Savings Bank and Josh Hartman through my Veteran re-finance on my mortgage. My questions were answered in a timely manner and the process went smooth right up to closing. I truly believe The Federal Savings Bank went above and beyond what you would expect out of any mortgage lender.

- Glenda M
Joshua Hartman was always extremely responsive to any call or email- he ALWAYS responded within a very short time, and ALWAYS exceeded my expectations with explanations and questions to meet my needs. His service is why I chose FSB. Had the rate/fees been slightly higher than my comparison company I would probably still have chosen FSB BECAUSE of his excellent service.

- Hugh B
Josh was a pleasure to work with. The whole process went very quickly. I would definitely recommend my family and friends to work with Josh.

- Jane P
I was absolutely floored at how easy Joshua Hartman and the rest of the team made a dream come true for me and my family. I truly was blown away by the knowledge and diligence of this team, never once did I become frustrated with what can be a very stressful process. I can't say enough about Josh and everyone that I worked with on this. I would highly recommend Joshua and the rest of the folks at The Federal Savings Bank. Very happy on my end!

- Jarid W
Josh is super great!

- Jay L
Josh and the team did an exceptional job for our family. We would not hesitate to recommend to anyone for their mortgage needs. He and the team were fast, efficient, knowledgeable, and helped our family tremendously.

- Jennifer G
Josh Hartman was wonderful to work with and made the process much easier. He was always polite and answered all my questions.

- Jeremiah G
This was the 2nd time we have used Federal Savings Bank for refinancing. The process was just as smooth this time as last time. Josh was outstanding and helped with anything we had.

- Jeremiah G
Joshua Hartman was easy to get in contact with and to give me any help I needed. He was always there when I needed him and helped me through the whole process.

- Jesse D
Josh, Jason, and everyone are very professional and walk you through process. They are hands down #1!

- Jesse D
It was my first time doing this and Josh walked me through step by step! I highly recommend him. Very friendly and professional!

- Jesse W
I appreciate all you have done throughout this time. Buying a home is a scary and tedious experience but I was often put at ease when I knew I would get an answer or explanation promptly. I felt you were always upfront and honest which I truly appreciated. Thanks so much to you and your team for everything. I will refer you in the future when the opportunity arises.

- Jessica T
Cindy and I would like to thank you for all the hard work you had to do to make our mortgage happen. I understand it was not an easy one being self employed and trying to obtain a vacation home mortgage. We had a lot of moving parts. You were always available to answer questions and made us feel like we were your only client. I would HIGHLY recommend you and your company to anyone looking to obtain a mortgage. You definitely went above and beyond for us.

- John B
Josh was great through out the entire process. Very knowledgeable and responsive. Thanks for everything!

- John B
I will tell all my friends and family about the great service we had. The company helped us so much, we are so thankful to this company and appreciate The Federal Savings Bank.

- Joseph P
Thanks, it was done excellent by everyone involved.

My wife and I have worked with Josh on a number of transactions over the years, and he is as straightforward and easy to work with as they come. Josh hands-down gets it done. He leverages the technology available to make the process as easy as possible while always communicating and keeping us up to date on where things stand. He is at the top of our list of mortgage professionals. Thank you, Josh!

- Jozef O
I would work with The Federal Savings Bank again for one reason, Josh Hartman represents them. Josh was wonderful to work with! We will follow him anywhere. He helped us understand everything we didn't, every step of the way. We've never had any agent as good as Josh. There were things he didn't understand, but that didn't deter him from taking on the challenge of figuring it out and providing a solution. We are very thankful to have been introduced to Josh, and to have had the pleasure of working with him through the entirety of this loan process. Couldn't of done it without him and all the members of his support team. Truly amazing! Thank you for providing us with the best customer service we've experienced in a long long time.

- Judith B
Our banker helped make the experience seamless and stress free. He made himself readily available to answer any questions or concerns, and responded promptly to all emails. Overall, we enjoyed our experience and would be willing to use this lender again in the future.

- Julio R
Josh was outstanding. Very easy to maintain contact with. Made this process very smooth!

- Justin K
Great working with Josh and his team

- Justin M
I rarely complete surveys like these, but Josh Hartman went above and beyond on many occasions during the process of buying and selling my home. It's difficult to recall every situation, but Josh went out of his way to help me get things figured out! I would honestly recommend The Federal Savings Bank, and more specifically, Josh Hartman to anyone who is interested in buying or refinancing their home. Thanks again Josh for all your knowledge, excellent communication, and dealing with the endless questions I had throughout my buying/selling process!

- Kareem I

- Kareem I
Joshua Hartman is the best! He took me through the process every step of the way. All of my questions and concerns were addressed promptly and professionally. I will recommend The Federal Savings bank based on Joshua's outstanding assistance and professionalism.

- Karen F
Good job, thank you!

- Karl M
Josh was great to deal with!

- Kenneth C
Everything went great and Josh was amazing!

Overall process was great! Josh Hartman was our original contact through completion. Excellent!

- Kenneth W
Loved working with Josh. He is easy to trust, provided great information and was very helpful in helping me understand the process. He also was great with details on what would work for me given my financial position. So glad Josh called me this last time and will definitely seek him out the next time I have a mortgage need.

- Kimberly K
I can't say enough positive things about Joshua Hartman. Josh followed up with me for a little over 2 years. He was informative and always kept his word when he would call me back or send me an email. He is the only person I will work with and that's saying a lot considering I live Las Vegas. I have already recommended Joshua to a few people. Given the time and circumstance we are living in this whole process went relatively smooth

- Larry T
I would first like to say that our experience with The Federal Saving Bank was outstanding. Joshua Hartman and Nicole Lovellette are by far the most knowledgeable and professional bankers I have ever worked with. Both of these individuals did everything possible to foresee and prevent issues that may arise. When issues did arise both Josh and Nicole worked relentlessly to find a timely and cost effective solution to the problem. I can't say enough good things about these two. They are an overwhelming asset to The Federal Savings Bank and because of their tireless efforts with our home purchase I will repeatedly recommend The Federal Saving Bank to anyone looking to obtain a home loan.

- Lisa S
Josh Hartman has been wonderful. He was patient with us and had been extremely knowledgeable. I will recommend him to everyone that I know that is looking for a lender.

- Mairim S
This was one of the most amazing experience I've had with refinancing. Joshua Hartman was very professional and explained the terms and process very clear and thoroughly. He was also very easy to work with. I would definitely do business with him again and I highly recommend him to anyone that's looking to refinance their home.

- Manuel R
Josh was awesome! Very knowledgeable and on top of things. Highly recommended!

- Mark S
Josh was great to work with. 10 out of 10. Would mortgage with again.

- Matthew B
Always a great experience working with The Federal Savings Bank team! Thank you.

- Matthew R
Josh Hartman was great throughout the entire process. He initiated constant communication with follow-up and explanation of next steps. Closed quicker than expected.

- Michael B
Josh and his team did a great job. Really appreciate the fact that he would respond to emails/text regardless of the time zone difference. I know some of the communications were on the late side for him.

- Michael B
Josh Hartman was a Godsend. He was fabulous to work with. He is honest! He's creative! He knows how to get the job done.

- Miguel G
Joshua and his support team did a outstanding job processing and closing my loan. I would definitely recommend them to friends and family and use them for future services.

- Mitchell E
Josh Hartman has always done an outstanding job weather it is a refinance or this time a mortgage. Josh and his team have always gone above and beyond to answer my question and to provide an outstanding service to my family.

- Nathaniel M
Exceeded my expectations!!!

- Patrick C
Josh and his team was extremely friendly and knowledgeable. We are so happy and the next time we purchase a home we will call Josh!

- Patrick C
Josh explained and walked us through everything and anything that we wanted to know. We communicated and texted after bank hours when he was at home through a pandemic and he was awesome through the whole process. Me and my wife want to thank Josh for everything that he did for us.

- Paul S
Good job! Thank you!

- Pauline B
I would recommend Joshua Hartman to anyone looking to do a refi. He is up front with everything, on time with everything and is in constant contact when you need him. I would consider him like family.

- Richard C
I know what to expect when working with Josh. For my next property, I will be sure to reach out again to Josh.

- Robert A
Josh and team were excellent representatives.

- Robert S
I went into this process not trusting anyone and thinking we would be taken advantage of. It took us some time to trust that Josh really had our best interest at heart. People are out to get you on every turn. But Josh is a GREAT guy and we are really pleased with our experience with him. We feel he was truthful and honest with us and most of all that he cared about us and our individual situation. Thank everyone that had a part in this transaction. Hope to have a long relationship with all of you.

- Roy and Mary F
Josh was fantastic and I needed someone who would help me to walk me through the process which he did. And help me understand everything! Fantastic team and very very helpful! I would recommend him any day. I am very satisfied with the over all experience.

- Shannon M
Josh was amazing and was there for me constantly going above and beyond providing constant support. I will recommend him to everyone. He was a pleasure to work with.

- Sharon J
Customer service was awesome with all involved. Thank You. Just waiting for final word. Thank you everyone for all your hard work!

- Sheila M
Josh Hartman was amazing to work with. He was always answering my questions I needed, always responding to me keeping me updated on things I need to know and he also has a wonderful team.

- Sterling M
Working with Joshua was a pleasure. He kept us informed, was available any time, and was on top of the entire process from start to finish.

- Steven G
Mr. Hartman was wonderful. I could not ask for better in terms of his communication and customer service. He took the time to explain everything so that I knew exactly what was going on every step.

My experience began with much speculation. Josh Hartman turned that into TRUST. His hard work and HONESTITY paved my goal to get a new mortgage, into a successful conclusion. Josh answered all the many questions with patience and honesty. From initially providing personal information, to an appraiser visiting, the new loan rate, monthly payments, to finalizing and signing my new mortgage. Josh ALWAYS returned my many calls and answered all my questions truthfully. More importantly he did it quickly and patiently. I strongly recommend Josh Hartman to you for your experience.

Josh was very good helping me when I needed it.

- Timothy F
Joshua Hartman and his team are absolutely amazing! They made the whole process simple and fast. I would highly recommend Mr. Hartman to anyone that's looking to buy or refinance their home!

- Timothy M
Josh was very professional and knowledgeable. He made the whole house buying process easy to understand. I would highly recommend Josh and his team to anyone looking to start the home buying process. It was done quickly and wasn't as hard as I thought it would be. Josh and his team are the best in the business!

- Timothy M
Handled problems promptly. Always available when contacted.

- William W