Joshua Hartman Photo

Joshua Hartman

Vice President


  • VA Loan Specialist
Josh Hartman began his career in financial services with a nationwide mortgage lender in 1999. Throughout his career, he has held various positions relating to all the different areas of residential lending. Josh’s commitment to learning all areas of residential lending has made him an expert that is well prepared to assist his borrowers with their home financing needs.

With nearly 20 years of financial services and mortgage lending experience, Josh has both the knowledge and expertise to help each borrower structure the optimal mortgage to achieve their financial goals. He understands how confusing the home buying process can be, and works hard to walk each client through the process in an organized and efficient manner. Josh works with a team of dedicated professionals to initiate, process, and execute each mortgage file to a swift closing. His vast industry knowledge, integrity, accessibility, and commitment to providing superior customer service are among the qualities that position him firmly in the elite category of mortgage professionals in the Chicago area and nationwide.

Josh resides in Hampshire, IL with his wife and four children.


Outstanding experience working with you to help us process this and improve our financial situation. I am very happy to have picked up the phone call and agreed to undergo the successful journey with you. Kudos!

- Alan M
I simply cannot sum up how well the transaction went because of Josh Hartman and the team at The Federal Savings Bank. This was our first time getting a mortgage and we will keep coming back to the bank in the future.

- Austin T
It was a tremendous pleasure to work with Joshua Hartman and his incredibly professional team of lenders. Buying a home is one of the biggest financial transactions a person can make, and can often be equally nerve-wracking. But Josh and his team, made the whole experience mostly stress-free. Josh is a super lender, incredibly professional, and also a good all around person. He gets the human side, knows how to inject the right blend of humor with his expertise, to make the lending ordeal go as smoothly as possible. There were a few interesting challenges with my loan as a veteran and having my own consulting business, but Josh and his team navigated the lending process every step along the way, always putting my mind at ease. I can't say enough good things about this lending team and would highly recommend Joshua as a lender to anyone buying a home.

- Ben M
We had worked with Josh Hartman in the past. Mr. Hartman is a knowledgeable loan officer who does an outstanding job. Thank you Josh.

- Billy P
Josh, Nicole —

So today we signed “on the line which is dotted”, and I just wanted to send you both a note of thanks for the guidance, professionalism, and support that you offered to Cindy and me during this process.

Josh, I so much appreciate your approach and honesty during our first conversation. It was immediately clear to me that I had made the right choice in choosing you as my loan officer, and The Federal Savings Bank for this transaction.

Nicole, you made it happen-! Can’t thank you enough for always being available and for your fighting spirit — I could feel your determination working for me, and it did so much to alleviate the stress of a financial transaction like this.

Josh and Nicole, I want you to know how much this means to us. The funds from this refinance will be used to eliminate debt, add substantially to savings, and launch Cindy’s new business. You have helped change our lives in such an incredible way, and you have my pledge that we will always refer you to anyone we know who is considering a mortgage loan.

All the best.

- Bret J

We are very happy to have went through this with you and your team. You guys are all so pleasant to work with. We're especially thankful for you because we were almost certain that we would have been shot down by anyone else. It wasn't as easy as it could've been, but smooth seas don't make good sailors and you are an excellent sailor. We're definitely going to be calling you in the future for the next house we buy. 

- Cara and Austin
Everything on your end was super great. I loved the fact that you were real and didn't give me the run around.

- Cesar R
Everyone was helpful and very professional. Thanks!

- Charles P
So loved working with Josh. He was very receptive to our questions and responded quickly when needed.

- Daniel S
I would like to state that Mr. Hartman and his team reflect great credit to themselves and the The Federal Savings Bank. All promises and expectations were kept. Thank you Mr. Hartman and your team!

- Darold W
Working with Joshua and the whole team was great. Really worth the work. They made this new home happen for me. Thanks all you guys.

- Dolores O
Josh was extremely professional. He kept on top of all the documents needed and kept up a continuous dialog with Susan and myself. This transaction was done in a very professional way, and timely manner. I will recommend this company to my friends.

- Gerald S
I can not say enough good things about the process and service I received from The Federal Savings Bank and Josh Hartman through my Veteran re-finance on my mortgage. My questions were answered in a timely manner and the process went smooth right up to closing. I truly believe The Federal Savings Bank went above and beyond what you would expect out of any mortgage lender.

- Glenda M
Joshua Hartman was always extremely responsive to any call or email- he ALWAYS responded within a very short time, and ALWAYS exceeded my expectations with explanations and questions to meet my needs. His service is why I chose FSB. Had the rate/fees been slightly higher than my comparison company I would probably still have chosen FSB BECAUSE of his excellent service.

- Hugh B
Josh Hartman was wonderful to work with and made the process much easier. He was always polite and answered all my questions.

- Jeremiah G
Josh, Jason, and everyone are very professional and walk you through process. They are hands down #1!

- Jesse D
It was my first time doing this and Josh walked me through step by step! I highly recommend him. Very friendly and professional!

- Jesse W
I appreciate all you have done throughout this time. Buying a home is a scary and tedious experience but I was often put at ease when I knew I would get an answer or explanation promptly. I felt you were always upfront and honest which I truly appreciated. Thanks so much to you and your team for everything. I will refer you in the future when the opportunity arises.

- Jessica T
I will tell all my friends and family about the great service we had. The company helped us so much, we are so thankful to this company and appreciate The Federal Savings Bank.

- Joseph P
Josh was outstanding. Very easy to maintain contact with. Made this process very smooth!

- Justin K

- Kareem I
I rarely complete surveys like these, but Josh Hartman went above and beyond on many occasions during the process of buying and selling my home. It's difficult to recall every situation, but Josh went out of his way to help me get things figured out! I would honestly recommend The Federal Savings Bank, and more specifically, Josh Hartman to anyone who is interested in buying or refinancing their home. Thanks again Josh for all your knowledge, excellent communication, and dealing with the endless questions I had throughout my buying/selling process!

- Kareem I
Joshua Hartman is the best! He took me through the process every step of the way. All of my questions and concerns were addressed promptly and professionally. I will recommend The Federal Savings bank based on Joshua's outstanding assistance and professionalism.

- Karen F
I would first like to say that our experience with The Federal Saving Bank was outstanding. Joshua Hartman and Nicole Lovellette are by far the most knowledgeable and professional bankers I have ever worked with. Both of these individuals did everything possible to foresee and prevent issues that may arise. When issues did arise both Josh and Nicole worked relentlessly to find a timely and cost effective solution to the problem. I can't say enough good things about these two. They are an overwhelming asset to The Federal Savings Bank and because of their tireless efforts with our home purchase I will repeatedly recommend The Federal Saving Bank to anyone looking to obtain a home loan.

- Lisa S
Josh Hartman has been wonderful. He was patient with us and had been extremely knowledgeable. I will recommend him to everyone that I know that is looking for a lender.

- Mairim S
Josh Hartman was great throughout the entire process. He initiated constant communication with follow-up and explanation of next steps. Closed quicker than expected.

- Michael B
Josh Hartman was a Godsend. He was fabulous to work with. He is honest! He's creative! He knows how to get the job done.

- Miguel G
I went into this process not trusting anyone and thinking we would be taken advantage of. It took us some time to trust that Josh really had our best interest at heart. People are out to get you on every turn. But Josh is a GREAT guy and we are really pleased with our experience with him. We feel he was truthful and honest with us and most of all that he cared about us and our individual situation. Thank everyone that had a part in this transaction. Hope to have a long relationship with all of you.

- Roy and Mary F
Josh was fantastic and I needed someone who would help me to walk me through the process which he did. And help me understand everything! Fantastic team and very very helpful! I would recommend him any day. I am very satisfied with the over all experience.

- Shannon M
Josh was amazing and was there for me constantly going above and beyond providing constant support. I will recommend him to everyone. He was a pleasure to work with.

- Sharon J
Customer service was awesome with all involved. Thank You. Just waiting for final word. Thank you everyone for all your hard work!

- Sheila M
Josh Hartman was amazing to work with. He was always answering my questions I needed, always responding to me keeping me updated on things I need to know and he also has a wonderful team.

- Sterling M
Josh was very professional and knowledgeable. He made the whole house buying process easy to understand. I would highly recommend Josh and his team to anyone looking to start the home buying process. It was done quickly and wasn't as hard as I thought it would be. Josh and his team are the best in the business!

- Timothy M