Josh Wani graduated with a bachelor’s degree in psychology that started with a passion for understanding human behavior. Driven by a desire to deepen his expertise, he went on to earn a Master of Business Administration in finance that equipped him with the skills to excel in that competitive world. Since graduating, he has successfully navigated the complexities of both the finance and mortgage sectors, making significant contributions along the way.
With over two decades of experience in the industry, Josh is a seasoned finance professional who has held various roles from financial analyst to senior executive. His strategic thinking and leadership have resulted in numerous successful projects, earning him recognition as a thought leader in the field. For the past 12 years, Josh has specialized in the mortgage industry where he has played a pivotal role in shaping policies and driving growth. His innovative approaches and dedication to customer satisfaction have set new standards in the industry. His career is more about people than numbers, and he believes in the power of empathy and understanding which he attributes to his background in psychology.
Outside of his professional life, Josh is passionate about fitness and bodybuilding. He dedicates time to maintaining a healthy lifestyle and enjoys the discipline and challenge that come with it. Additionally, Josh has a deep love for music, finding solace and inspiration in playing instruments and exploring different genres.
At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

Buying, building, or refinancing all starts with the click of a button. Our experts are here to get you what you deserve.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.
Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.



