Joseph Elbaz Photo

Joseph Elbaz

Mortgage Banker


Joseph Elbaz Graduated from American University in Washington DC with a Degree in Business Administration and a concentration in Entrepreneurship. After obtaining his degree, Joseph began his extensive career in mortgage lending and financial services. While living in DC, he spent one year serving as a Loan Officer specializing in VA loans, with the objective of helping as many Veterans as possible to buy a home or improve their mortgage terms through various refinancing programs. Joseph later moved to New York, where he continued to build his career as a Mortgage Banker, focusing on helping borrowers with damaged credit in the greater area of New York achieve their goal of home ownership.

With several years of mortgage lending experience, Joseph has the expertise to help each borrower structure the optimal mortgage to achieve their financial goals. Additionally, Joseph takes great pride in helping first time home buyers achieve home ownership status, as his own parents were only able to achieve such status themselves at a later age. Taking every borrower’s specific scenario personally is a standard of care that is of the utmost importance and being able to come up with creative solutions for each individual borrower is the goal. Joseph believes the home buying process should be clear and straight forward, and works vigorously to make sure his borrowers fully understand said process step by step.

Joseph resides in Queens, New York, with his life partner, where they are both active members in the local synagogue and community. Combining the love of the outdoors with the passion of reading historical documentaries, you may often find Joseph and his partner Michal strolling around the local parks and ponds, and stopping by the various coffee shops in Flushing to enjoy a cup and a good read.