Joseph Chelednik Photo

Joseph Chelednik

Mortgage Banker


Joseph Chelednik holds a Bachelor of Science degree in Psychology from Fordham University, where he played football for the Rams. He is a Certified Mortgage Planning Specialist and a Real Estate Investor. Prior to joining The Federal Savings Bank, and the mortgage industry, Joseph was a Menswear Buyer the President of an apparel company.

Joseph started in the real estate business in 2000 as a hobby, investing in multifamily and commercial properties. In 2005 he decided to make mortgage financing a full-time job and began helping people buy primary, secondary, and investment properties as well as refinance loans to save money and improve cash flow. At The Federal Savings Bank, Joseph has access to a broad range of mortgage loans with highly competitive rates and the ability to lend in all 50 states. The combination of diversity of loan programs, financing options, competitive interest rates and his 20 years of experience allows him to better serve his customers. Joseph specializes in educating first time homebuyers and real estate investors.

Joseph is a member of the St Mary’s Men’s Ministry, The Ridgefield Lions Club, and he enjoys the summer vacations with his family and friends on Misquamicut Beach, Rhode Island.


Joe Chelednik is very knowledgeable, a great resource and exceptional to work with through the process.

- Claire B
I would be glad to work with Joe Chelednik again. He is exceptional at his job and is proactive with regard to smoothing out the bank paperwork process.

- Claire B
I am a first time home owner with lot of questions. He helped me to understand the process. I had Mortgage Pre approval from 4 other Banks, but Joe's and Dylan's communication made the difference. I wish both of them best of luck.

- Debasish R
Joe was fantastic. His support team was also very good.

- James F
Worked with Joe in the past, he never disappoints. His team is outstanding.

- James O
Thank you Joseph and Dylan for all your hard work and for keeping me updated throughout the entirety of the process.

- John C
Thanks for all the support through the process!!

- Vincenzo A