Joseph Chelednik Photo

Joseph Chelednik

Mortgage Banker


Joseph Chelednik holds a Bachelor of Science degree in Psychology from Fordham University, where he played Division 3 football. Prior to joining The Federal Savings Bank, and the mortgage industry, Joseph was the president of an apparel company he started. He is also a Certified Mortgage Planning Specialist.

Joseph started in the real estate business in 2003 as a hobby, investing in multifamily and commercial properties. In 2007, with several mortgages of his own, he decided to begin a career helping people buy primary, secondary, and investment properties as well as refinance them to save money and improve cash flow. At The Federal Savings Bank, Joseph has access to a broad range of mortgage loans with highly competitive rates and the ability to lend in all 50 states. The combination of diversity of loan programs, financing options, competitive interest rates and his 17 years of experience allows him to better serve his customers. He specializes in educating first time homebuyers and real estate investors.

Joseph is a member of the St Mary’s Men’s Ministry, The Ridgefield Lions Club, and he enjoys the summer vacations with his family and friends on Misquamicut Beach in Rhode Island.