Jay Munoz Photo

Jay Munoz

Mortgage Banker


Jay Munoz began his mortgage lending career as a licensed loan officer at the age of 21. While living in Scottsdale, Arizona, he spent the first 5 years building his career working with the nation’s largest lender, after funding over $200 million in volume he became the youngest banker to ever earn a Presidents Club title.

The 7 years of experience in the mortgage industry has allowed Jay to firsthand deal with thousands of unique scenarios, this enabled the confidence in him to always accept new challenges. One of Jay’s favorite isms to live by is “yes, before no”, he takes great pride in going the extra mile for his clients exhausting every possible option in search of finding solutions. Because of the trust he’s earned and high-level service, the majority of his business is driven through referrals. Jay is recognized as one of the top mortgage loan officers in the United States according to the Top 100 Scotsman Guide rankings and National Association of Hispanic Real Estate Professionals. Whether it’s fighting for his client’s eligibility to purchase their dream home or helping families achieve their financial goals with a refinance, he will go above and beyond to ensure that the highest client satisfaction is provided.

Jay is an Arizona native who loves exploring the outdoors with his wife and 2 boys. Whether it’s going for a hike or simply driving their Jeep up to Sedona for the day, spending time with family is part of his weekend ritual which keeps him balanced and motivated to continue working hard.