John Butts

John S. Butts is a distinguished leader in the mortgage industry, bringing over 20 years of proven success in residential lending, sales leadership, and strategic growth. Originally from Daytona Beach and now based in Jacksonville, Florida, he studied Business Management and Marketing at Bethune-Cookman University—laying the foundation for a career defined by innovation, service, and results. Throughout his tenure, John has held a variety of high-impact roles, including Senior Loan Officer, Account Executive, Sales Manager, Branch Manager, and Market Leader for Community Lending. He has also served as an advisor on multiple boards focused on optimizing sales training, operational efficiency, and client experience. With more than half a billion dollars in funded home loans, John is widely recognized for his ability to lead with integrity, streamline complex processes, and consistently deliver elevated service to both clients and industry partners.

John’s depth of experience extends across a diverse client base, ranging from first-time homebuyers and military veterans to real estate investors, self-employed entrepreneurs, and high-net-worth individuals. His expertise encompasses a full suite of loan programs—including FHA, VA, conventional, jumbo, down payment assistance, and non-QM financing. As a subject-matter expert in tax return analysis, income strategy, and complex loan structuring, John brings unique value to scenarios that require critical thinking and tailored solutions.

At the core of his approach is a commitment to education, transparency, and advocacy. John believes every borrower deserves access to clear guidance and honest advice, regardless of their starting point. He strives to remove the uncertainty from the mortgage process and empower clients with the knowledge they need to make confident, long-term financial decisions. His belief is simple but powerful: no one should disqualify themselves from homeownership without first speaking to a trusted professional. With John, clients can expect a process that is not only seamless—but one that inspires trust, clarity, and results.

Beyond his professional achievements, John is a dedicated father to four children—three daughters and one son. He is a passionate musician and professional drummer, with a deep love for music, sports, and the fine arts. His commitment to community is evident through his active involvement in the local Chamber of Commerce, grassroots outreach efforts, and mentorship programs that support emerging professionals in both real estate and financial services. Whether at home, in the office, or in the community, John brings the same values to every space: authenticity, service, and excellence.