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With over a decade of experience in the mortgage industry, Johayer is your trusted partner in navigating the complexities of home financing, specializing in the vibrant and dynamic real estate market of New York. As a bilingual mortgage banker fluent in Bengali, he offers a unique advantage to clients who prefer to communicate in their native language, ensuring clear and effective communication throughout the mortgage process.

Johayer’s journey in mortgage banking began over ten years ago, propelled by a deep passion for facilitating homeownership in one of the world’s most exciting real estate landscapes. In addition to his professional expertise, Johayer has personal experience with fix and flips and rental property ownership, providing him with valuable insights into the diverse needs and challenges faced by investors in the New York City market. What sets Johayer apart is his comprehensive understanding of the nuances of the New York real estate market. He possesses in-depth knowledge of the city’s neighborhoods, market trends, and regulatory landscape, allowing him to provide tailored mortgage solutions that align with the unique demands of investors, whether they are undertaking fix and flips or expanding their rental property portfolios. Along with traditional mortgage products, Johayer specializes in a variety of loan options, including FHA, Conventional, VA, and DSCR (Debt-Service Coverage Ratio) loans. His expertise in these diverse financing options enables him to offer clients a wide range of solutions to meet their specific investment goals and financial circumstances.

In everything he does, Johayer is committed to building lasting relationships with clients, grounded in trust, reliability, and exceptional service. He understands that real estate investment is not just a financial transaction but a journey toward building wealth and achieving financial freedom. Whether you’re a seasoned investor or a first-time buyer, Johayer is dedicated to supporting you every step of the way.