Joel Howard Photo

Joel Howard

Mortgage Banker

NMLS#2138252

Joel graduated from Syracuse University with a degree in Creative Leadership with a focus on Business Management. Joel also has a sports background, as he received a scholarship for Lacrosse and was a member of the 2002 NCAA Men’s Lacrosse Championship Team. After college, Joel began his career as an entrepreneur starting a restaurant and a craft beer brand.

Joel segued into the mortgage industry through The Federal Savings Bank where he worked in various roles helping complete deals of all sizes. Since being promoted to Mortgage Banker, he has leveraged his knowledge and experience from his prior roles to help his clients achieve their financial aspirations. Joel has always had a certain drive to get things finished the right way ever since college. He puts that drive to use by doing whatever it takes to provide his clients a seamless loan process. Joel also values honesty and communication, which is why he remains communicative and transparent with his customers every step of the way.

Outside of work, Joel enjoys getting outside whenever he can. He especially enjoys hiking and snowboarding. He also is a big sports fan as he spends some of his free time watching hockey or going to the historic Saratoga Racecourse. Joel also loves spending time with family and loved ones whenever he can.