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About

Jim Schrader was born and raised in central Missouri, where he developed the strong midwestern values that continue to guide him today. After participating in an exchange program to Switzerland, he attended the University of Missouri-Columbia, earning a degree in Agricultural Economics. During his final 3 years of college, Jim began working in the banking and mortgage industry, laying the foundation for a long and successful career in helping clients achieve their financial goals.

With 38 years of experience in the mortgage industry, Jim has built a reputation for guiding clients through the lending process with expertise and care. He is highly regarded for tailoring solutions to meet each client’s unique needs, from first-time homebuyers to those seeking reverse mortgage options. His decision to join The Federal Savings Bank reflects his commitment to helping clients buy, sell, build or restructure their finances through a wide range of mortgage products.

Outside of work, Jim enjoys spending time with his family and cheering on his favorite sports teams. Though now a Florida resident, his Missouri roots run deep – he remains an avid fan of the St. Louis Cardinals, Kansas City Chiefs and his alma mater, the Missouri Tigers.

ABOUT THE FEDERAL SAVINGS BANK

At The Federal Savings Bank, we’re deeply committed to turning homeownership dreams into reality. Our diverse loan portfolio, nationwide reach and in-depth understanding of local communities allows us to provide personalized service and solutions that help meet our clients’ needs. Ultimately, we strive to empower families to create a place called home.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. This calculator provides an estimate of your monthly mortgage payment based on general assumptions. It does not account for all loan types or features, such as fixed vs. adjustable rates, mortgage insurance (MI), or Federal Housing Administration (FHA)-specific MI. Actual terms may vary and should be confirmed with a lender.

Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The calculation is based off of a fixed rate conventional loan with no Mortgage Insurance. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Property insurance is required on all loans secured by property.

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Consult your financial advisors and appropriate government agencies for any effect on taxes or government benefits. Calculator disclaimer: The information provided by these calculators is intended for illustrative purposes only and is not intended to purport actual user-defined parameters. The default figures shown are hypothetical and may not be applicable to your individual situation. Be sure to consult a financial professional prior to relying on the results. Subject to credit approval. Terms and conditions may apply. Subject to VA eligibility requirements. Property insurance is required on all loans secured by property.

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