Javier Meneses Photo

Javier Meneses

Senior Vice President


  • FHA 203k Specialist
  • Chairman's Club
    2018, 2019, 2020
Javier Meneses has more than 10 years of experience in the Mortgage Banking industry. As a top performer and well respected banker, he has helped hundreds of customers select the right loan product and mortgage strategy. Javier invests his time to understand each client’s needs in order to structure the optimal mortgage to achieve their financial goals. He prides himself on taking the time needed to understand his customer’s immediate and long term goals to ensure he finds the best financial solution to achieve their objectives.

With his vast industry knowledge, Javier understand that the home buying process can be confusing. He focuses on ensuring his clients understand their commitment and walks each one through the process in an organized and efficient manner. By problem solving and steadfast commitment to customer service and the ability to leverage the bank’s unique correspondent and portfolio programs, Javier can ensure that his clients receive superior guidance as they pursue one of the most personal investments of their life.

Javier is a bilingual Manhattan native who grew up on Long Island, and knows the area intimately. He still resides on Long Island is a dedicated husband and father of 3. He is raising his kids to be enthusiastic Giants, Knicks and Yankee fans!


Thank you so very much for all of your help in our loan for our new home here in Ronkonkoma. You were organized & thorough & professional, as well as kind which made all of the difference in our interactions with you. We put our trust in you and you most definitely came through for us. Thank you for your patience as well as treating us as people rather than just home loan customers. You stand above the rest, Javier! Our hats off to you!!" Thank you very much. Review from Zillow.

- Angel S
Javier was extremely helpful during the entire home buying process and was always on top of things. He was professional and made sure we understood everything that was going on during the entire process. Review from Zillow

- Dani S
I was pre-approved by a bank before I met with Javier. But Javier was simply easier to understand and really took the time to help us understand the entire process and get a better understanding of everything involved in taking out a mortgage. My loan went so much more smoother than we thought it would. We had many friends who had bad experiences and it made me think that eventually something similar would happen to us, but doing my loan with Javier and working with my Realtor Melvi, everything really went smooth and I am happy. He prepared us for everything that was going to happen and he also made sure we got a really good rate without paying any points. Review from Zillow

- Laura T
As first time home buyers, me and my wife were nervous and didn't know what to expect. Javier did an extraordinary job in educating us on what to expect and he was always available to answer our questions. Javier provided world class service by displaying a sense of urgency for our mortgage. He provided personalized service which is hard to find nowadays. I would recommend Javier to anyone whom is in need of a mortgage or loan!!! Review from Zillow

- Luis B
Javier is an awesome loan office, his knowledge is very helpful and the communication was better than expected. His integrity and honesty made me feel reassured that this was the company I wanted to trust with my home. I would recommend him to everyone and assure you that he will exceed your expectations as with my loan. Review from Zillow.

- Rocio N