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James joined The Federal Savings Bank in 2023 and has long demonstrated his ability to be a successful loan officer, helping thousands of families during his career in all 50 states to find a place they call home.

After earning his degree in Economics from Sonoma State University, he entered the mortgage industry in 2003, where he proved to be a results-driven loan officer and sales manager. Later, James entered the wholesale mortgage arena, where he further expanded his network and found a passion for helping brokers as well as clients succeed. Since joining the bank, his business has grown exponentially, and he was promoted to his current title as Senior Vice President.

James lives on a small ranch in Norco, California, which is a small town in Riverside County, about 45 minutes outside of Los Angeles, for the last 7 years. He enjoys fishing, traveling, investing and fine dining restaurants. James’ pride and joy are his two daughters who are 10 and 12 years old and he spends as much time as he can being the proud dad that he is. James attends church regularly and is a volunteer for various shelters in the Riverside County area funding meals and supplies for those who are less fortunate.