James Lott Photo

James Lott

Vice President

NMLS#1792571

James Lott attended Regis University in Denver, Colorado where he studied business administration and finance. After obtaining his degree, he began his career in the consumer-packaged goods industry with the largest snack food brand where he was quickly promoted to a District Sales Leader.

After relocating to Arizona, James took his talents and went to work for the largest mortgage company in the country and quickly became a brand name within the mortgage industry by delivering a high level of client satisfaction. There he excelled and became a top-level Senior banker within the organization. Having helped hundreds of people refinance their homes, he knows the importance of helping each customer understand the loan process and simplify it as much as possible. Because of his extensive knowledge of available loan programs, James is a mortgage banker that can help with any mortgage situation. His goal with each customer is not only to be their banker today but also to provide a superior borrower experience to earn their business for life.

James was born and raised in Southern California, and now resides in Phoenix, Arizona. In his spare time, he is actively involved with his local community and church. He enjoys spending time with family and keeps busy with activities such as working out, hiking, and traveling abroad as often as possible.

Testimonials

Mr. James Lott was very professional and courteous. Anytime I had a question he promptly answered or found out the answer. He was great to work with.

- Antonio L
Enjoyed working with James Lott who has been consistent and reliable in completing his works on behalf of both customers and company.

- BOO L
Our Loan Officer, James Lott was great to work with. Very responsive and attentive to our requests.

- CHARLES S
James was extremely helpful in getting me an outstanding rate and was exceptional on his follow through. Any time I had a question, if he didn't have the answer, he got back to me in a very timely manner. I definitely would work with him again.

- Diana R
Very satisfied with Mr. James Lott and his entire support staff. They went above and beyond for me in getting the loan approved, they were a good bunch all of them.

- Frank S
James Lott's knowledge of the loan process with VA Loans was exemplary. He will serve the company well and Federal Savings is fortunate to have him.

- James A
James Lott made the application process smooth and easy. He responded very promptly to my many emails and phone calls. The on-line tools were exceptional. I will share my very positive experience with others who plan to refinance.

- James M
James Lott and his team are great, you're lucky to have them!

- Jens C
A seamless experience from start to end. We were kept informed throughout the process.

- Joseph S
James Lott was a pleasure to work with. He made the process very easy and answered all my questions. Thank you

- Judith G
James Lott is a true pro! I will make sure to let my friends and family know if they need a mortgage. Thank you James everything!

- Major H
I thought I would not be able to refi our VA loan, as my husband was military, and he is now deceased. After receiving many offers to refi under my husband's name, I received one from you with my name only. I didn't think I qualified, but I held onto it. I eventually reached out to James Lott, and explained the situation, but wanted to check just to be sure. James was so knowledgeable in this area that he told me he couldn't promise, but thought I would qualify. And he was right!!! So here I am, going through the refi process, and by myself for the first time in my life. I was nervous about it, to be honest, but James guided me through the process better than I could have imagined. James and his support team were there every step, and communicated often to let me know the status of the loan. I'm so thankful that I was able to take advantage of the VA offer, but am more thankful for James and everyone else to help me realize it was possible, and that they guided me through this entire experience. Thank you!

- Melody A
I think this was one of the best banking experiences I've ever had. From the initial phone call through the closing I can honestly say that James Lott is one of the best business professionals I've ever dealt with, Banker or otherwise. He handled every concern, answered every question, returned every call, and if he didn't have an answer he got it promptly. I wish my business banking and our personal banking could be handled as well as James and his team handled this. My wife and I have only good thoughts about James Lott, his team, and The Federal Savings Bank. Thank You!

- Michael C
Extremely helpful and patient. Thank you so much for your help!

- MICHAEL Z
James and his whole team were great to work with!

- PATRICK G
Great service, an absolute pleasure to deal with

- Ricky C
Mr. Lott was prompt, knowledgeable, courteous, and attentive. Easily the best mortgage experience I have had in 40 yrs.

- ROBERT G
Both James and Anita did an outstanding job and helped me at all times!!!They should both be promoted and a hike in money!! You could not ask for two better people to continue your success in the future!! Thank you James and Anita!!!

- RUSSELL N
I highly recommend James and his team. James is very professional and a pleasure to work with. James is the best he promptly returned every phone call and email I sent. Thanks to James Lott and his team, I've had one of the best experience refinancing at The Federal Savings Bank. James is honest, friendly, and informative. I would definitely recommend The Federal Savings Bank to anyone who's looking to refinance.

- Solivert J
Mr. Lott exceeded all my expectations and made this process extremely easy while working around my schedule. He definitely doesn't keep "bankers hours" as I can't count the number of times he was available in the evening or early morning when I was just sending an email to have it in the queue the next day. Outstanding service from him made this possible as I was a bit reluctant to refinance the mortgage due to all the hassle I had on my previous refinance.

- Travis G
James was great to work with.

- ZACHARY G