Gary Crist
HECM Senior Vice President (NMLS#479637)
- 720.663.7434
- 888.264.7692
- 970.201.2162
- Email Me
- Blog
Gary started his career in banking back in the 80's with a small town bank in Colorado, before there was branch and interstate banking. His passion has been helping seniors retirement dreams come true with a FHA insured loan program specifically designed for those over the age of 62. The Home Equity Conversion Mortgage (HECM), more commonly known as a reverse mortgage, is helping seniors stay in their home and enjoy their retirement years. As a federally registered HECM Advisor, Gary is able to serve clients in Colorado and most other states nationwide.
With more than 20 years of finance and mortgage experience with extensive conventional and reverse mortgage training, Gary now works exclusively with seniors and Reverse Mortgages as a solution for them on their long term financial goals and to enjoy their retirement by eliminating their mortgage payment and help them to live in their own home.
With more than 20 years of finance and mortgage experience with extensive conventional and reverse mortgage training, Gary now works exclusively with seniors and Reverse Mortgages as a solution for them on their long term financial goals and to enjoy their retirement by eliminating their mortgage payment and help them to live in their own home.
Application Checklist
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Purchase Agreement if applicable
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Purchase Agreement if applicable
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
- Copy of DD214
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
- Copy of DD214
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
