Fernando Caraballo Photo

Fernando Caraballo

Mortgage Banker


Fernando Caraballo graduated from William Rainey Harper College and attended Eastern Illinois University where he majored in Criminal Justice. After school, he served in the US. Army on two separate occasions as an active duty Helicopter Missile Systems Repairer with the 7th Aviation Group and as a reservist within the 305th PSYOP group out of Palatine, Illinois. Upon leaving the Army, Fernando worked as a full-time Realtor before his transition to the other side of the mortgage process to become a Mortgage Banker. He continues to work as a trusted and reliable Mortgage Banker.

Fernando brings more than 15 years of residential mortgage lending experience to The Federal Savings Bank. He is well versed in all facets of residential mortgage lending. Fernando prides himself on making sure his clients come first, and with being a bilingual Spanish speaker he can help a number of clients from first time homebuyers to season investment buyers. Fernando’s experience on both sides of the mortgage process gives his clients a great advantage when purchasing their home. He is solution oriented and will always makes sure to provide the best possible customer service to all of his clients.

Fernando lives in Arizona and is a married father of 2 and grandfather of 3. He loves sports and enjoys coaching youth baseball in his spare time.


My fiancé and I were in a long process of purchasing a home owner with a "large bank lender". They had let us down numerous times and so we wanted to find a better option. Fernando was recommended to us and we met with him and from that point on the process was totally painless. Fernando took care of everything and was very responsive with our requests and very thorough in his preparation of the loan documents and communications with all parties involved. I would highly recommend Fernando to any that is looking to get a mortgage. He takes a lot of the stress out of the very detailed and sometimes stressful process of purchasing a home. Thank you for all of your hard work Fernando.

- Brian L
Fernando is awesome to work with when trying to purchase a home. My husband and I were first-time home buyers who are both in school and we live very busy lives. Fernando worked well with our crazy schedules and my craziness constantly checking in on where we were with things with our loan process. We went with an FHA loan since that best accommodated our financial position at the time. I highly recommend for first-time home buyers as Fernando made this process so much easier and helped to adapt to our individual needs. We just moved into our new house this past weekend and we couldn't be happier. Thank you!

- Danielle B
I have recommended Fernando to several of my clients over the past few years, and he has never disappointed me. He takes care of the details, and keeps the lines of communication open with both me and my clients. Fernando takes the extra steps to ensure we close on time. I highly recommend Fernando Caraballo as a Mortgage Consultant.

- David B
Fernando, is an expert in his business and in his product knowledge. He provides good value, is consistent and has great follow through. It is rare to find someone that places your needs before his own and I could always count on him to look after my best interests.

- Dianna L
Fernando made our first home buying experience as easy as it could be. Fernando took the time to spend with me and explain everything, more than once, down to every detail. My husband and I couldn't thank Fernando enough for helping us purchase our first home and we have already recommended Fernando to friends that are looking to buy and will continue to recommend him in the future.

- Erin F
Fernando has provided dedicated professional services to many of my clients in obtaining financing for their home purchases. He is hands on and responsive to their questions and concerns throughout the transaction and always keeps me, as their real estate agent, in the loop.

- Fred L
Fernando is one of the best loan officers I've worked with in my 20 years of being a real estate agent. He is extremely well organized, and extremely responsive to questions or requests for information or documents. His follow up with both realtors and borrowers is outstanding, a characteristic which I have not seen in many other loan officers. He is extremely professional and knowledgeable in his field.

- Lupe