Edyta Pluta-Czarnecki  Photo

Edyta Pluta-Czarnecki

Mortgage Banker


Edyta Pluta-Czarnecki was born and raised in the South East part of Poland where she graduated from the local college with a degree in psychology. After graduation, Edyta relocated to the United States to continue her life journey and has called Illinois home for over thirty years.

Edyta has over twenty years of experience in the mortgage industry. Before joining The Federal Savings Bank, for five years she worked for a private investor on non-performing mortgage accounts. This allowed her to develop additional outlook on foreclosure process outcomes and homeowners experiencing financial difficulties.

She continuously assists clients in making positive decisions for their future. In addition to acting as a trusted guide to her clients, Edyta actively works to educate clients on their mortgage options and believes in helping people develop skills needed to maintain a positive financial lifestyle. By joining The Federal Savings Bank, Edyta can provide a wide array of products and unmatched service to her customers, realtors, and referral sources. She continues to focus on growing and improving daily, both personally and professionally.

Edyta’s biggest joy in life is her ten year old son Matthew, who loves to read and play soccer at the local park district. When away from work, she likes to travel locally as well internationally. She also enjoys being outdoors, is an avid hiker, cycler and loves DIY projects.


Great costumer service! Edyta was very knowledgeable and on track of everything ready to answer all the questions. Very recommendable!

- Katarzyna B
Edyta was wonderful. Prompt, extremely helpful and a pleasure to work with. Our loan actually closed six days earlier than scheduled in the offer/acceptance.

- Philip M