Eduardo Torres Photo

Eduardo Torres

Senior Vice President


Eduardo Torres graduated from Saint Xavier University with a bachelor’s degree in Business Administration. After obtaining his degree, he began his extensive career in mortgage lending and financial services. He started off as a mortgage banker and quickly became one of top bankers in the United States. He has held several different positions from mortgage loan officer to retail branch sales manager. He credits his success to always putting the customer’s needs first, staying on top of all changes within the mortgage industry, and ensuring his clients know they have a mortgage banker they can trust with their family’s home financing needs.

With over fifteen years of real estate and mortgage lending experience, Eduardo has the knowledge and expertise to help each borrower structure the optimal mortgage to achieve their financial goals. He has handled all mortgage types from conventional, FHA, VA, and USDA home purchase and refinances as well as reverse mortgages. He prides himself on taking the time needed to understand his customer’s immediate and long-term goals, while also helping guide his clients to the best financial solution that helps them achieve their objectives. Having helped countless of clients, he understands how confusing the home finance process can be and he works hard to walk each client through the process in an organized and efficient manner. Because of his extensive knowledge of available programs, problem solving skills, and steadfast commitment to customer service, Eduardo will ensure the client receives superior guidance as they pursue one of the most personal investments in their lifetime.

Eduardo resides in Naperville, Illinois with his wife and three children. In his free time, he enjoys spending time with his family, cheering for his kids at their countless sporting events, and enjoys watching the Chicago Cubs, Bulls, and Bears!


Eduardo is a very professional, efficient and knowledgeable person. Eduardo's business acumen is second to none. Eduardo is personable, empathic and cares about his customer. Eduardo makes sure to emphasize communication and kept me informed every step of the way. Eduardo is very easy to speak with and encourages questions to ensure you understand all that is discussed. I enjoyed working with Eduardo and will gladly recommend him to any and everyone in need of a referral.

- Rita H
My wife Carla and I were absolutely impressed with Eduardo and his coworkers and their amount of expertise and timeliness. When they told you something in regards to paperwork, inspection needs, interest rates, and closing dates you can count on it. This was simply an amazing and well coordinated transaction and I would do it all over again! I would recommend The Federal Savings Bank to anyone who is looking for a great deal and a smooth process and experience. Eduardo is top notch at his job and is an excellent communicator with his clients. Thank you for assisting us!

- Jeffery H
Eddie Torres is a valuable asset to your company. His handling of my business was outstanding. He is efficient, knowledgeable, and a pleasure to work with. He deserves a bonus for his dedication to your company.

- Alfred L
Mr. Eduardo Torres is an excellent Mortgage Banker. I truly enjoyed working with him and his team. He made this and my previous transaction stress free which was extremely important to me. Thank you so much!

- Claretha H
Eduardo Torres has been nothing less than a SUPER STAR in processing our refinanced mortgage. We want you to know that it was the easiest mortgage transaction we've had thus far, and we've bought several homes and rental properties. Hats off to Eddie and the entire Federal Savings team for providing excellent service and a great product

I was extremely happy with Mr. Torres. He answered any questions immediately. Any request we made was handled immediately by Mr. Torres. He is an excellent representative of The Federal Savings Bank.

- Dennis C
Mr. Eddie Torres is extremely knowledgeable and trustworthy, very professional, and very accommodating. He responds very quickly and promptly to any of my inquiries, and is always willing to take the time to explain to my wife any question she has in mind, thus providing more clarity, transparency, and trust. He is impressively great in doing follow-ups, thus ensuring the ball is rolling, and no time is wasted. My wife and I are blessed to have someone like Mr. Eddie Torres serve us.

- Efren C
My wife and I wish to extend our appreciation to your firm on behalf of Eddie Torres. Throughout the loan process, Eddie has offered courtesy, efficiency, and professionalism. He met the problems we presented in meeting the requirements with a positive response. He has been responsive in offering help even beyond the loan closing. We were very comfortable to know we could depend on him. We offer this note of gratefulness for Eddie's effort. We wish him well.

- Gene C

- Harold S
I can't say enough about Eddie...he is super! Very knowledgeable and professional, customer oriented, on top of things, gives 110+ percent, goes the extra mile then some!!!

- Harold S
Eduardo is a great guy and highly professional and gets the job done. He has helped us meet our financial goal is real estate and he stays on top of everything. We couldn't ask for a better banker.

- Harold S
It was a long process but Ed Torres walked us through it patiently. Anytime we had an issue, Ed Torres responded quickly to our needs. This is by far the easiest refinance experience we've ever had. Without his expertise we would have been lost along the way. Ed, we want to thank you very much for you outstanding performance!

- James B
Mr. Torres was great. He kept us updated and informed at every stage of the process. He answered all of our questions promptly. He was always courteous while conducting business professionally.

- James J
Great experience and outcome, thanks for the help.

- Justin M
Eddie is the best mortgage person I have ever worked with. This is my third mortgage experience and it was light years better than any of the others.

- Michael O
Mr. Torres was very knowledgeable and helpful. He was always available when I needed help.

- Michael W
Eddie Torres is very efficient in his work and very knowledgeable, but best of a great can do and positive attitude.

- Pedro R
It was a pleasure working with Mr. Torres. He was professional and precise in everything he explained to us. Mr. Torres was clear about everything we needed to do and also such a delight to work with. He made everything smooth like butter for with no worries. Kudos to Eduardo Torres excellent job!

- Quincy H
First time home buyer, and it was a seamless process. I was clueless about getting a mortgage but Ed and his team walked me through it! Couldn't have done it without them! Thank you!

- Robert A
Eduardo Torres was absolutely amazing to deal with. I would recommend it him to anyone else! He treated me with the greatest amount of respect!

- Sandra S
Eddie and his crew were outstanding! Thanks for your work!

- Sonja F