David Cihat Photo

David Cihat

Mortgage Banker


David Cihat has more than 15 years of experience in financial industry. Prior to starting his extensive career in the mortgage lending and financial services, David worked in the auto industry as a finance / marketing manager. Within David’s first year as a loan officer, he was quickly promoted to manager and was a top producing loan officer within the company. In 2005, he opened his own branch of a federally chartered bank and a marketing company where he took great pride in training loan officers, and continuing help home owners and home buyers with refinances and purchases throughout the country.

David prides himself on providing a smooth mortgage experience from application to close. He is an expert on product guidelines and stays up to date on the ever-changing mortgage markets. David has helped thousands of people purchase a home or re-finance their existing mortgages. David joined The Federal Savings Bank after it was apparent that he needed to go back to a national platform to service his ever increasing network of borrowers and realtors. He quickly realized the bank was far superior to any other platform in the mortgage industry due to its technology, ease of process, pricing and reputation. The fact the bank is veteran owned and focused solidified that the organization is grounded with the values needed for success.

David was born and raised in North Kingstown, RI and currently owns a home there as well. David has 2 children, Cameron and Zachary. His family is active in their local church and local community. While away from work David enjoys working out, the outdoors and spending time with friends and most importantly his family.