Cody Lane
Mortgage Banker (NMLS#2184497)
- (518) 554-0212
- (518) 554-0227
- (518) 832-3217
- Email Me
- Blog
Cody Lane is proud to be a part of The Federal Savings Bank. Cody is a Proud alum from Suny Cortland in which he got a degree in Community Health. He instantly found a passion in the lending process being able to help individuals in a different way: helping people throughout the US finance their homeownership dreams.
With a background in mental health services, Cody operates with a tremendous amount of care and emotional support to help his clients achieve their financial goals. Cody makes sure he takes the time to get to know every one of his clients in order to provide the best loan product for their situation. By delivering creative mortgage solutions, he is able to make the process simple, comfortable and enjoyable no matter what your needs are. His mantra is to work hard to be genuine and success will follow.
Cody currently resides in the historical town of Saratoga Springs, NY, where spends his free time playing golf, sharing memories with family and friends and lots of hot yoga.
With a background in mental health services, Cody operates with a tremendous amount of care and emotional support to help his clients achieve their financial goals. Cody makes sure he takes the time to get to know every one of his clients in order to provide the best loan product for their situation. By delivering creative mortgage solutions, he is able to make the process simple, comfortable and enjoyable no matter what your needs are. His mantra is to work hard to be genuine and success will follow.
Cody currently resides in the historical town of Saratoga Springs, NY, where spends his free time playing golf, sharing memories with family and friends and lots of hot yoga.
Application Checklist
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Purchase Agreement if applicable
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Purchase Agreement if applicable
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
- Copy of Cancelled Earnest Money Check
- Listing Agent Name and Phone Number
- Selling Agent Name and Phone Number
- Sellers Attorney Name and Phone Number
- Buyers Attorney Name and Phone Number
- Copy of DD214
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
Required Documents
- Last 2 years W2s and 1040s including all schedules
- If self-employed, last two years' corporate tax returns and year-to-date profit & loss statement
- Past 30 days computerized pay stubs, to include year-to-date earnings
- 2 months current bank and asset account statements including all pages (no screen prints)
- Drivers License or State ID Card
- Copy of Current Mortgage Statement
- Copy of Current Tax Bill
- Copy of Homeowners Insurance Bill or Agent Contact Information
- Copy of HUD1 Settlement Statement for 1st 2nd Mortgages
- Copy of DD214
If Applicable
- Condominium Declarations Bylaws and Budgets
- Copy of Gift Check and Signed Gift Letter
If you own additional real estate, please provide the following documentation for each property
- Copy of Current Mortgage Statements
- Copy of Tax Bills
- Copy of Leases
- Copy of Homeowners Insurance Bills or Agent Contact Information
