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Cedric Simmons graduated from the University of North Dakota with a Bachelor’s in Public Relations. After graduating, he spent a few years developing and polishing his skill set in business lending. Working with small to mid-market businesses, he assisted with cash flow and equipment financing needs. As a hobby Cedric developed an interest in the stock market. This hobby eventually led him to become a financial advisor where he obtained his series 7 and 66 designations, and where he became skilled at growing his client’s investment portfolios. Years later, Cedric realized lending was his passion and became a mortgage broker where he creatively solved problems and developed strong client relationships he still has today. Ultimately this passion led him to The Federal Savings Bank where he now continues grow his passion as a talented Mortgage Banker.

With over 6 years of financial services experience in lending and wealth management, Cedric has the knowledge and expertise to help each borrower structure the optimal mortgage. He prides himself on taking the time needed to understand his customers’ immediate and long-term goals to find the best financial solution to to achieve their goals. Having helped hundreds of clients, Cedric understands how confusing the home buying process can be and he works hard to walk each client through the process in an organized and efficient manner. Because of his extensive knowledge of available programs, problem solving skills and steadfast commitment to customer service, Cedric will ensure you receive superior guidance as you pursue one of the most personal investments of your lifetime.

Cedric resides in Gilbert, Arizona where he is very active in his church and community. When he is not helping his clients, you can find him at the gym, golf course or spending time with his family and German Shephard, Curry.