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Checking Accounts

A Better Way to Manage Your Money

At The Federal Savings Bank, we don’t over complicate banking. We want you to know exactly what you’re getting upfront with our checking accounts. That's why we offer two different checking account options: Value Checking and Interest Checking.

Features | Value Checking

  • Minimum opening deposit of $25
  • No monthly service charge
  • Non-interest bearing
  • Access to Mobile and Online Banking
  • Deposit checks with the snap of a photo
  • Send money easily with PopMoney
  • Easily pay bills online with automatic bill pay
  • Visa debit card/check card
  • With more than 43,000 surcharge-free ATMs nationally and 55,000 globally through the AllPoint Network
  • Check imaging
  • Monthly statements
  • Overdraft and fraud protection

Features | Interest Checking

  • Minimum opening deposit of $100
  • Interest bearing account with varying rates
  • Monthly service charge waived with minimum average daily balance of $1,000
  • Access to Mobile and Online Banking
  • Deposit checks with the snap of a photo
  • Send money easily with PopMoney
  • Easily pay bills online with automatic bill pay
  • Visa debit card
  • With more than 43,000 surcharge-free ATMs nationally and 55,000 globally through the AllPoint Network
  • Check imaging
  • Monthly statements
  • Overdraft and fraud protection

Explanation of Services: Value and Interest Checking